Product andService Fees

Product and Service FeesProduct and Service Fees from the Garanti BBVA.

You can view our product and service fees, from money transfers to loan interest rates, on a single page.

Money Transfer

EFT

Standing Payment EFT (Online Banking/Mobile Banking/Branch)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account4.05 TL4.05 TLBITT Included
From Credit Card1.60 %1.60 %BITT Included

Garanti BBVA ATM – Payment of Other Bank Credit Card Debt

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Card18.00 TL18.00 TLBITT Included

Garanti BBVA ATM EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name18.00 TL18.00 TLBITT Included
From Account to Account18.00 TL18.00 TLBITT Included
Late EFT Transaction Fee20.00 TL20.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

Mobile Banking EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name (0.00 - 99999999999.00 TL)6.75 TL0.01 %75.00 TL0.01 %Güncel durumda işlem tutarı üzerinden %0,006 oranında ücret tahsil edilmektedir. BSMV Dahil.
From Account to Account (0.00 - 99999999999.00 TL)6.75 TL0.01 %75.00 TL0.01 %Güncel durumda işlem tutarı üzerinden %0,006 oranında ücret tahsil edilmektedir. BSMV Dahil.
Late EFT Transaction Fee9.75 TL0.01 %78.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

Payment of Other Bank Credit Card Debt through Teller

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment of Other Bank Credit Card Debt from Cash15.00 TL15.00 TLBITT Included.

Internet Banking EFT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name (0.00 - 99999999999.00 TL)6.75 TL0.01 %75.00 TL0.01 %Güncel durumda işlem tutarı üzerinden % 0,006 oranında ücret tahsil edilmektedir. BSMV Dahil.
From Account to Account (0.00 - 99999999999.00 TL)6.75 TL0.01 %75.00 TL0.01 %Güncel durumda işlem tutarı üzerinden % 0,006 oranında ücret tahsil edilmektedir. BSMV Dahil.
Late EFT Transaction Fee9.75 TL0.01 %78.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included

EFT from Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)10.00 TL4.00 %Applied as Rate + Amount. RUSF and BITT included.

EFT from Credit Card – Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)10.00 TL4.00 %Oran + Tutar şeklinde uygulanır (KKDF + BSMV dahil)

EFT from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card (+0.00 TL)10.00 TL4.00 %Oran + Tutar şeklinde uygulanır (KKDF + BSMV dahil)

EFT from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Account75.00 TL0.60 %750.00 TL0.60 %BITT Included
EFT with Cash80.00 TL0.60 %800.00 TL0.60 %BITT Included
Late EFT Transaction Fee30.00 TL30.00 TLIt is the fee collected for EFT transactions performed after 16:00. BITT Included
Incoming EFT payment to Name75.00 TL0.60 %750.00 TL0.60 %BITT Included
Aynı Gün Valörlü Altın (0.00 - 10.00 g.)2.30 TL2.30 TLBSMV Dahil.
Aynı Gün Valörlü Altın (10.01 - 100.00 g.)3.45 TL3.45 TLBSMV Dahil.
Aynı Gün Valörlü Altın (100.01 - 250.00 g.)4.60 TL4.60 TLBSMV Dahil.
Aynı Gün Valörlü Altın (250.01 - 500.00 g.)5.75 TL5.75 TLBSMV Dahil.
Aynı Gün Valörlü Altın (500.01 - 99999999999.00 g.)0.01 %0.01 %BSMV Dahil.
İleri Gün Valörlü Altın (0.00 - 10.00 g.)2.30 TL2.30 TLBSMV Dahil.
İleri Gün Valörlü Altın (10.01 - 100.00 g.)3.45 TL3.45 TLBSMV Dahil.
İleri Gün Valörlü Altın (100.01 - 250.00 g.)4.60 TL4.60 TLBSMV Dahil.
İleri Gün Valörlü Altın (250.01 - 500.00 g.)5.75 TL5.75 TLBSMV Dahil.
İleri Gün Valörlü Altın (500.01 - 99999999999.00 g.)0.01 %0.01 %BSMV Dahil.
Aynı Gün Valörlü Geç AltınBSMV Dahil.
İleri Gün Valörlü Geç AltınBSMV Dahil.

Money Transfer

Cepbank Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
İnternet Şubesi'nden Cebe Para Gönderme9.50 TL9.50 TL
Garanti BBVA ATM’ den Cebe Para Gönderme9.50 TL9.50 TL
SMS ile Cebe Para Gönderme9.50 TL9.50 TL
CepBank ile Cebe Para Gönderme9.50 TL9.50 TL

Standing Payment Money Transfer (Online Banking/ Mobile Banking/ Branch)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account1.20 TL1.20 TLBITT Included
From Account to Name1.20 TL1.20 TLBITT Included
From Credit Card1.60 %1.60 %BITT Included

Garanti BBVA ATM TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan Hesaba12.00 TL12.00 TLBSMV Dahil
Hesaptan İsme12.00 TL12.00 TLBSMV Dahil

Garanti BBVA ATM FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account12.00 TL12.00 TLIncluding gold transactions. BITT Included.

Garanti BBVA Mobil TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan İsme3.00 TL3.00 TLBSMV Dahil.
Hesaptan Havale3.00 TL3.00 TLBSMV Dahil.
QR ile Para Transferi3.00 TL3.00 TLBSMV Dahil.

İnternet Şubesi TL Havale

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan İsme3.00 TL3.00 TLBSMV Dahil.
Hesaptan Hesaba3.00 TL3.00 TLBSMV Dahil

Internet Banking FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Name3.00 TL3.00 TLIncluding gold transactions. BITT Included.
From Account to Account3.00 TL3.00 TLIncluding gold transactions. BITT Included.

Money Transfer from Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card (+0.00 TL)10.00 TL4.00 %Applied as Rate + Amount. RUSF and BITT included.

Money Transfer from Credit Card – Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card (+0.00 TL)10.00 TL4.00 %Oran + Tutar şeklinde uygulanır (KKDF + BSMV dahil)

Money Transfer from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card – Internet (+0.00 TL)10.00 TL4.00 %Oran + Tutar şeklinde uygulanır (KKDF + BSMV dahil)

TL Money Transfer from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account44.00 TL44.00 TLBITT Included.
Late Money Transfer Additional Transaction Fee10.00 TL10.00 TLIt is the additional transaction fee collected for money transfer orders submitted to the branch after 17:00. (BITT Included).
Same Branch Third Party Money DepositOnly valid for money deposit transactions to accounts of entities such as apartment building management, co-op, foundation, university, consulate, and notary public. (BITT Included).
Cash to Name70.00 TL0.6 %600.00 TL0.6 %BITT Included
From Account to Name60.00 TL0.6 %550.00 TL0.6 %BITT Included
Cash to Account65.00 TL0.6 %600.00 TL0.6 %BITT Included

FX Money Transfer from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
From Account to Account44.00 TL44.00 TLIncluding gold transactions. BITT Included.
Late Money Transfer Additional Transaction Fee10.00 TL10.00 TLIt is the additional transaction fee collected for money transfer orders submitted to the branch after 17:00.Including gold transactions. (BITT Included)
Same Branch Third Party Money DepositOnly valid for money deposit transactions to accounts of institutions such as apartment building management, co-op, foundation, university, consulate, and notary public. Including gold transactions. (BITT Included).
Cash to Name60.00 TL0.50 %500.00 TL0.50 %Including gold transactions. BITT Included.
Hesaptan İsme50.00 TL0.50 %400.00 TL0.50 %Including gold transactions. BITT Included
Cash to Account55.00 TL0.5 %500.00 TL0.5 %Including gold transactions. BITT Included.

Swift

Garanti BBVA Mobile FX Money Transfer to Abroad

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Yurtdışına Giden Havale (İleri Gün Valörlü)120.00 TL0.60 %200.00 TL0.60 %BSMV Dahil
Yurtdışına Giden Havale (Aynı Gün Valörlü)130.00 TL0.60 %210.00 TLBSMV Dahil
Yurtdışına Giden Havale (Aynı Gün Valörlü Geç)130.00 TL0.60 %210.00 TLBSMV Dahil

Internet Banking FX Money Transfer to Abroad

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer to Overseas (Future Day Value)120.00 TL0.60 %200.00 TL0.60 %BITT Included
Money Transfer to Overseas (Same Day Value)130.00 TL0.60 %210.00 TLBITT Included
Yurtdışına Giden Geç Havale (Aynı Gün Valörlü)130.00 TL0.60 %210.00 TLBITT Included.

Money Transfer from PTT to Garanti BBVA

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Transaction Foreign Currency TL (0.00 - 100.00 TL)6.50 TL6.50 TLBITT Included
Transaction Foreign Currency TL (100.01 - 250.00 TL)9.00 TL9.00 TLBITT Included
Transaction Foreign Currency TL (250.01 - 500.00 TL)15.00 TL15.00 TLBITT Included
Transaction Foreign Currency TL (500.01 - 1000.00 TL)22.00 TL22.00 TLBITT Included
Transaction Foreign Currency TL (1000.01 - 5000.00 TL)27.00 TL27.00 TLBITT Included
Transaction Foreign Currency TL (5000.01 - 10000.00 TL)32.00 TL32.00 TLBITT Included
Transaction Foreign Currency TL (10000.01 - 99999999999.00 TL)39.00 TL39.00 TLBITT Included
Transaction Foreign Currency USD (0.00 - 250.00 USD)15.00 TL15.00 TLBITT Included
Transaction Foreign Currency USD (250.01 - 500.00 USD)24.00 TL24.00 TLBITT Included
Transaction Foreign Currency USD (500.01 - 1000.00 USD)29.00 TL29.00 TLBITT Included
Transaction Foreign Currency USD (1000.01 - 3000.00 USD)39.00 TL39.00 TLBITT Included
Transaction Foreign Currency USD (3000.01 - 99999999999.00 USD)44.50 TL44.50 TLBITT Included
Transaction Foreign Currency Euro (0.00 - 250.00 EUR)15.00 TL15.00 TLBITT Included
Transaction Foreign Currency Euro (250.01 - 500.00 EUR)24.00 TL24.00 TLBITT Included
Transaction Foreign Currency Euro (500.01 - 1000.00 EUR)29.00 TL29.00 TLBITT Included
Transaction Foreign Currency Euro (1000.01 - 3000.00 EUR)39.00 TL39.00 TLBITT Included
Transaction Foreign Currency Euro (+3000.01 EUR)44.50 TL44.50 TLBITT Included

Branch Overseas FX Money Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Future Day Value Money Transfer to Overseas40.00 USD0.60 %240.00 USD0.60 %BITT Excluded
Future Day Value Late Money Transfer to Overseas45.00 USD0.60 %245.00 USD(Applies to future day value transfers submitted after 17:00). BITT Excluded.
Money Transfer from Overseas – Our Bank30.00 USD0.60 %200.00 USD0.60 %BSMV Dahil
Money Transfer from Overseas – Third Party Bank Transfer20.00 USD0.50 %100.00 USD0.50 %BITT Excluded
Money Transfer from Garanti BBVA International7.00 EUR0.10 %50.00 EUR0.10 %Garanti BBVA International'dan Gelen Havale. BSMV Dahil
Money Transfer from Garanti BBVA Moscow5.00 EUR0.10 %50.00 EUR0.10 %Money Transfer from Garanti BBVA Moscow. BITT Excluded
Same Day Value Money Transfer to Overseas50.00 USD0.60 %250.00 USDBITT Excluded
Same Day Value Late Money Transfer to Overseas55.00 USD0.60 %255.00 USDApplies to same day value transfers submitted after 17:00. (BITT Excluded)

Personal Loans

Consumer Loans

A - 60-month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate2.59 %
Insurance Amount135.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees187.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate44.8001 %Annual cost rate is the effective annual interest rate excluding insurance premium.
TexOluşan faiz üzerinden %5 BSMV ve %15 KKDF hesaplanır.

Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate1.60 %BITT and RUSF excluded.

B – 60-month term 10.000 TL e-Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.59 %
Insurance Amount135.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees187.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate24.8890 %Annual cost rate is the effective annual interest rate excluding insurance premium.

C - 60 month term 10.000 TL Consumer Loan with Campaign

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.59 %
Insurance Amount135.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees187.50 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate24.8890 %Annual cost rate is the effective annual interest rate excluding insurance premium.

D – 9-month term 3.000 TL Consumer Loan with Campaign

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax5% BITT and 15% RUSF is calculated over the interest accrued.
Interest Rate1.75 %
Insurance Amount34.88 TLThe insurance amount may vary according to credit amount, credit term and customer profile.
Total Fees50.63 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax.
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Annual Total Cost Rate28.5445 %Annual cost rate is the effective annual interest rate excluding insurance premium.

Home Loans

% 100 Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ekspertiz Ücreti1358.00 TL6000.00 TL(İki ekspertiz işlemi için) Ekspertiz ücreti değerlemeye konu gayrimenkullerin konumu, vasfı ve brüt alanına (m2) göre değişiklik göstermektedir. Ekspertiz hizmetleri için oluşan ve üçüncü kişilere, kurum/kuruluşlara ödenen maliyet tutarı tahsil edilir. BSMV’den muaftır.

A – 120-month term 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.41 %It is the interest rate that will be applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law.
Annual Cost Rate18.5289 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

C - 120-month term 100.000 TL Variable Rate Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Variable Interest Rate1.17 %Depending on the frequency of changes to be determined at the beginning of the credit maturity, the loan interest rate is updated monthly, quarterly, semi-annually or annually, according to the CPI rate announced in the previous month. The upper limit of Variable Interest Rate is limited to 3.00%.
Annual Cost Rate15.2167 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 120-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Margin Rate (120 months)0.40 %It is the spread rate applied for a 10-year term. It is exempt from RUSF and BITT within the scope of the Home Financing Law. The variable rate mortgage interest rate is calculated by adding the spread rate to the Monthly Home Financing Index announced by the CBRT.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

Evini Değiştirene Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ekspertiz Ücreti679.00 TL3000.00 TLEkspertiz ücreti değerlemeye konu gayrimenkullerin konumu, vasfı ve brüt alanına (m2) göre değişiklik göstermektedir. Ekspertiz hizmeti için yapılan işlem başına oluşan ve üçüncü kişilere, kurum/kuruluşlara ödenen maliyet tutarı tahsil edilir. BSMV’den muaftır.

F – 36-month term 100.000 TL Fixed Rate Home Equity Loan (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.45 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Annual Cost Rate22.5903 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

G - 36-month term 100.000 TL Variable Rate Home Equity Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Variable Interest Rate (36 months)1.77 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid. The variable interest rate is calculated by adding the margin rate to the monthly Home Financing Index announced by the CBRT. The upper limit of the variable interest rate is limited to 3.00%.
Annual Cost Rate28.0669 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Margin Rate (36 months)1.00 %It is the margin rate valid for a 3-year term. It is the rate that will be added by the Bank to the monthly Home Financing Index announced by the CBRT.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

H - 36-month term 100.000 TL Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.45 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate22.5903 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

I - 36-month term 50.000 TL Automatic Home Equity Credit Line

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Interest Rate1.24 %It is the interest rate applied for a 3-year term. It is exempt from BITT within the scope of the Home Financing Law. The interest rate specified excludes RUSF. 15% RUSF is collected over the monthly interest amount paid.
Annual Cost Rate18.9410 %It is the cost rate including RUSF, calculated by adding the sum of the loan allocation fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 36-month term 50000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
RUSF15.00 %15% RUSF is collected over the monthly interest amount paid in Personal Financing Loans.

J – 96-month term 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Interest Rate1.45 %It is the interest rate that will be applied for a 96-month term. The interest rate specified excludes RUSF and BITT. If the loan is for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If the loan is for usage purposes, a 5% BITT is collected over the monthly interest amount paid.
Annual Cost Rate21.1284 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 96-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.
Appraisal Fee743.00 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.

Kiracıya Mortgage

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ekspertiz Ücreti679.00 TL3000.00 TLEkspertiz ücreti değerlemeye konu gayrimenkulün konumu, vasfı ve brüt alanına (m2) göre değişiklik göstermektedir. Ekspertiz hizmeti için oluşan ve üçüncü kişilere, kurum/kuruluşlara ödenen maliyet tutarı tahsil edilir. BSMV’den muaftır.

K - Charges that may arise within loan term

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Discount2.00 %In the period of interest discount, a fee is collected in the amount that will not exceed 2.00% of the remaining principal if the remaining term is more than 36 months, and 1.00% of the remaining principal if the remaining term is 36 months or less. The fee is exempt from BITT in loans that are included within the scope of the Home Financing Law. BITT included in the business premises loans.
Term Change2.00 %Loans that are included within the scope of the Home Financing Law are exempt from term change fee. In business premises loans, in the period of term changes, a fee is collected in the amount that will not exceed 2.00 % of the remaining principal. BITT included in the business premises loans.
Early Payment Fee2.00 %In fixed rate loans, a fee is collected in the amount that will not exceed 2.00% of the principal amount paid early if the remaining term is more than 36 months, and 1.00% of the principal amount paid early if the remaining term is 36 months or less. The fee is not collected from loans issued before March 6, 2007. The fee is exempt from BITT in loans that are included within the scope of Home Financing Law. BITT included in the business premises loans.
DASKIt varies based on the location of the property for which the loan is provided and the construction specifications.
Life InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.
Home InsuranceIt varies based on the customer taking out the loan, and it is not mandatory.

L - 60-month 100.000 TL Fixed Rate Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. Exempt from BITT.
Interest Rate1.41 %It is the interest rate that will be applied for a 5-year term. Exempt from RUSF and BITT within the scope of Home Financing Law.
Annual Cost Rate18.6891 %It is the cost rate calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Appraisal Fee679.00 TL3000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT.

M - 60-month 100.000 TL Business Premises Mortgage (GENERAL)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Real Estate Lien Fee225.00 TLIt is the fee amount collected per lien established. BITT included.
RUSF15.00 %In addition to the 5% BITT in business premises loans used by natural entities for personal (investment) purposes, a 15% RUSF is collected over the interest amount.
Annual Cost Rate21.2304 %It is the cost rate including RUSF (if for investment purposes) and BITT (if for investment or usage purposes), calculated by adding the sum of the loan allocation fee, appraisal fee, and the real estate lien fee which will be collected during the issuance of the loan, to the interest rate that will be applied to the 60-month term 100000.00 TL Loan. As the insurance cost may vary based on the customer and the property, it is not included in the calculation.
Interest Rate1.45 %It is the interest rate that will be applied for a 60-month term. The interest rate specified excludes RUSF and BITT. If for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If for usage purposes, a 5% BITT is collected over the monthly interest amount paid.
BITT5.00 %A 5% BITT is collected over the interest amount in all business premises loans used by natural entities.
Mortgage Release Charges350.00 TLIt is the fee amount collected per mortgage released. BITT included.
Appraisal Fee743.00 TL5000.00 TLThe appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. BITT included.

Auto Loans

24 ay vadeli 20.000 TL tutarlı 0 KM Taşıt Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tahsis Ücreti0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Faiz Oranı1.23 %BSMV ve KKDF hariçtir.
Yıllık Toplam Maliyet Oranı19.8635 %Yıllık maliyet oranı 0 km araçlar için 20.000 TL tutar ve 24 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

24 ay vadeli 20.000 TL tutarlı 2. el Taşıt Kredisi (Bankamızdan kaskolu 2. el araçlar için )

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Interest Rate1.25 %BITT and RUSF excluded.
Annual Cost Rate20.2048 %Yıllık maliyet oranı 2.el ve bankamızdan kaskosu yapılmış araçlar için 20.000 TL tutar ve 24 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

24 ay vadeli 20.000 TL tutarlı 2. el Taşıt Kredisi ( Bankamızdan kaskosu olmayan 2. el araçlar için)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee Maximum Amount0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Interest Rate1.29 %BITT and RUSF Excluded.
Annual Cost Rate20.8901 %Yıllık maliyet oranı 2. el araçlar için 20.000 TL tutar ve 24 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

36 ay vadeli 30.000 TL tutarlı 0 KM Taşıt Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Interest Rate1.23 %BITT and RUSF excluded.
Annual Cost Rate19.6692 %Yıllık maliyet oranı 0 km araçlar için 30.000 TL tutar ve 36 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

36 ay vadeli 30.000 TL tutarlı 2. el Taşıt Kredisi (Bankamızdan kaskolu 2. el araçlar için)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tahsis Ücreti0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Faiz Oranı1.25 %BSMV ve KKDF hariçtir.
Yıllık Maliyet Oranı20.0100 %Yıllık maliyet oranı 2. el ve bankamızdan kaskosu yapılmış araçlar için 30.000 TL tutar ve 36 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

36 ay vadeli 30.000 TL tutarlı 2. el Taşıt Kredisi (Bankamızdan kaskosu olmayan 2. el araçlar için)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.52 %Tahsis ücreti, kredi tutarının %0,5’i kadar olup, ayrıca %5 oranındaki BSMV tutarı ilave edilmiştir.
Interest Rate1.29 %BITT and RUSF Excluded.
Annual Cost Rate20.6941 %Yıllık maliyet oranı 2. el araçlar için 30.000 TL tutar ve 36 ay vade koşullarına göre hesaplanmıştır. Yıllık maliyet oranı olarak ifade edilen oran efektif yıllık faiz oranı olup, hesaplamasına tüm vergiler dahil edilmiş ancak sigorta masrafları dahil edilmemiştir.

Kobi

For Company Use

Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate2.25 %The stated interest rate is the monthly interest rate.
Statement Fee3.75 TL

Basılı Ekstre Ücreti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Basılı Ekstre Ücreti3.50 TLBSMV dâhil.

FCI Consumer Loan (EUR)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1250.00 TL0 – 25000 TL arası kredi için tahsis ücreti 500 TL, 25.001 – 50.000 TL arası kredi için 800 TL, 50.001 – 100.000 TL arası kredi için 850 TL, 100.001 – 250.000 TL arası kredi için 1.000 TL, 250.001 TL ve üzeri kredi için 1.250 TL’dir. BSMV hariçtir.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

FCI Consumer Loan (USD)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1250.00 TL0 – 25000 TL arası kredi için tahsis ücreti 500 TL, 25.001 – 50.000 TL arası kredi için 800 TL, 50.001 – 100.000 TL arası kredi için 850 TL, 100.001 – 250.000 TL arası kredi için 1.000 TL, 250.001 TL ve üzeri kredi için 1.250 TL’dir. BSMV hariçtir.
Interest Rate13.80 %Valid for all loan terms and loan amounts.

Other Non-Cash Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Import Letter of Credit File Opening75.00 USD0.1 %
Reserve Commission in Import Letters of Credit100.00 USD
Export Letter of Credit File Opening75.00 USD0.1 %
Export Letter of Credit Change Commission (Confirmed-Unconfirmed)50.00 USD
Export Letter of Credit Notification Commission (Unconfirmed)50.00 USD0.1 %
Export Letter of Credit Notification Commission (Confirmed)50.00 USD0.1 %
Export Letter of Credit Payment Commission (Unconfirmed)50.00 USD0.15 %
Export Letter of Credit Payment Commission (Confirmed)50.00 USD0.15 %
Export Letter of Credit Pre-Notification Commission (Confirmed-Unconfirmed)50.00 USD
Export Letter of Credit Transfer75.00 USD
Export Letter of Credit Confirmation Commission50.00 USD0.15 %
Export Letter of Credit Cancellation Commission (Confirmed)50 USD+notification commission+confirmation commission
Export Letter of Credit Cancellation Commission (Unconfirmed)50 USD+notification commission
Non-use of Export Letter of Credit (Confirmed)notification commission+confirmation commission
Non-use of Export Letter of Credit (Unconfirmed)notification commission
Export Letter of Credit Transfer Commission (Confirmed)50 USD+half of notification commission+confirmation commission
Export Letter of Credit Transfer Commission (Unconfirmed)50 USD+half of notification commission
Country Risk Commission in Confirmed Export Letters of Credit (Quarterly)From the issuance of the letter of credit to the payment due date - the rate varies on a country basis.
External Guarantee File Opening215.00 USD
Notification of External Guarantee to Other Bank100.00 USD
Counter-Guarantee (Tender) (Monthly)50.00 USD0.1 %
Counter-Guarantee (Advance, Final, Other) (Periodic)150.00 USD0.25 %
Counter-Guarantee Change50.00 USD
Direct Guarantees to be notified without responsibility50.00 USD
Compensation Claim50.00 USD

Other Cash FCI/FX Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate20.00 %Valid for non-TL loans such as Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Loan Commission5.00 %Valid for non-TL loans such as Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
YP Rotatif Kredi Kullanım Ücreti300.00 TL0.5 %3 aylık YP Rotatif kullanım ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak YP Rotatif kullanım kullanım ücreti hesap başına alınacaktır.

Other Cash TL Commercial Loans

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate50.00 %Valid for Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
İşletme Kredisinden Alınan tahsis Ücreti1625.00 TLValid for all loan terms and loan amounts. BITT included.
Loan Commission5.00 %Valid for Discount-Redemption Loans, Export Loans, Import Loans, Investment Loans, Working Capital Loans, Institution Payment Loans, Loans issued for Non-Bank Financial Institutions, Other Commercial Loans, and similar cash loans used for commercial purposes. These amounts/rates are valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
TL Rotatif Kredi Kullanım Ücreti300.00 TL0.5 %3 aylık TL Rotatif kullanım ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak TL Rotatif kullanım ücreti hesap başına alınacaktır.

Flexible Limit Usage Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Exclusive to Miles&Smiles Commercial Cards1.00 %Applied to the relevant over-the-limit amount for customers who spend over the card limit during the relevant account statement cycle, provided that a payment is made towards the current cycle balance.
Post Purchase Installment3.69 %22.19 %BITT is to be added.
Skip Purchase2.49 %7.39 %BITT is to be added.
Additional Installment1.29 %19.79 %BITT is to be added.
Install Statement3.49 %BITT is to be added.
Skip Statement2.39 %BITT is to be added.

Credit Card / American Express Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BITT is to be added.
Annual Membership Fee490.00 TL650.00 TLBSMV dâhil. American Express Business için 490 TL; American Express Business Gold için 650 TL yıllık üyelik ücreti uygulanmaktadır.Yasal düzenleme uyarınca kart ücretleri TL olarak alınmaktadır. American Express Business Yıllık Kart Ücreti USD – TL değişikliği 13 Ekim 2018 itibari ile geçerlidir.
Overdue Interest2.00 %BITT is to be added.
Regular payment fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Kredi Kartı / American Express Corporate Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım Ücreti2.45 TL7.50 %BITT is to be added.
Annual Membership Fee490.00 TL650.00 TLBSMV dâhil. American Express Business için 490 TL; American Express Business Gold için 650 TL yıllık üyelik ücreti uygulanmaktadır.Yasal düzenleme uyarınca kart ücretleri TL olarak alınmaktadır. American Express Business Yıllık Kart Ücreti USD – TL değişikliği 13 Ekim 2018 itibari ile geçerlidir.
Overdue Interest2.00 %BITT is to be added.
Regular payment fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Bonus Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BSMV eklenir.
Annual Membership Fee164.00 TLBSMV dâhil. 12 ay boyunca aylık olarak uygulanır. Companion olarak Bonus Business American Express için yıllık 44 TL , tek başına Bonus Business American Express için yıllık 208 TL üyelik ücreti uygulanmaktadır.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Corporate Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BITT is to be added.
Annual Membership Fee150.00 TLBITT included.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Kredi Kartı / Dragon Bonus Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Kartı ile Fatura Ödeme2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Alışveriş Faizi1.60 %BSMV eklenir.
Nakit Avans Faizi1.60 %BSMV eklenir.
Nakit Avans Ücreti (Yurtiçi-Garanti BBVA'dan)9.00 TL3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtdışı)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım Ücreti2.45 TL7.50 %BSMV eklenir.
Yıllık Kart Ücreti250.00 TLBSMV dâhil.
Gecikme Faizi2.00 %BSMV eklenir.
Düzenli Ödeme Ücreti1.60 %BSMV dâhil.
Gecikme Bildirim Ücreti7.70 TLBSMV dâhil.

Credit Card / EASY BONUS

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BITT is to be added.
Annual Membership Fee175.00 TLBITT included. Monthly 12.00 TL is applied for 12 months.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Fleet Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BITT is to be added.
Annual Membership Fee164.00 TLBITT included.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Miles&Smiles Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BSMV eklenir.
Annual Membership Fee292.00 TLBITT included. Only one card fee is drawn for both Miles&Smiles Business and Miles&Smiles Business American Express cards.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Miles&Smiles Business American Express

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Cash Advance Interest1.60 %BITT is to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee2.45 TL7.50 %BSMV eklenir.
Annual Membership Fee292.00 TLBITT included. Only one card fee is drawn for both Miles&Smiles Business and Miles&Smiles Business American Express cards.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Credit Card / Partner Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment with Credit Card2.00 TL2.50 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Shopping Interest1.60 %BITT is to be added.
Over-the-limit Fee2.45 TL7.50 %BITT is to be added.
Annual Membership Fee105.00 TLBITT included.
Overdue Interest2.00 %BITT is to be added.
Regular Payment Fee1.60 %BITT included.
Overdue Notification Fee7.70 TLBITT included.

Kredi Kartı Borç Ödeme / Sorgulama

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Başka banka ATM'den Borç Ödeme1.04 TL1.15 %BSMV eklenir.
Bakiye/Borç/Limit Sorgulama0.27 TL0.27 TLBSMV eklenir.

Kredi Limit Tesisi, Yenileme ve FAR Ücreti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Limit Tesisi, Yenileme ve FAR Ücreti650.00 TLFAR yapılmasına istinaden 6 ayda bir tahsilat yapılır.

Common Fees (In the case that a check, note, and vehicle or property lien are taken as collateral in loans for company use, the fees in the Common Fees table can be applicable in addition to the fees specified under each loan.)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Appraisal Fee743.00 TL5000.00 TL"Ekspertiz ücreti değerlemeye konu gayrimenkulün konumu, vasfı ve brüt alanına (m2) göre değişiklik göstermektedir. Ekspertiz hizmeti için oluşan ve üçüncü kişilere, kurum/kuruluşlara ödenen maliyet tutarı tahsil edilir. BSMV dahildir."
Batch Appraisal Fee (Up to 100 properties)750.00 21000.00
Batch Appraisal Fee (For 101 or more properties)5900.00 TL50000.00 TLIf the appraisal cost turns out higher than the specified fee, a higher amount can be collected from the customer.
Taşınmaz Rehin Ücreti - İşyeri Kredileri225.00 TL
Lien Release Fee – Business Premises Loan 350.00 TLIt is the payment for per released lien fee, BITT included.
Lien Release Fee50.00 TLLien release transactions for auto loans issued before 24.09.2010 may be subject to a fee
Notes taken as collateral18.00 TL18.00 TL
Protest of notes taken as collateral20.00 TL20.00 TL
Removal of protest of notes taken as collateral30.00 TL30.00 TL
Return of unprocessed collateral bond15.00 TL15.00 TL
Entry fee for other bank checks taken as collateral - TL10.00 TL10.00 TL
GB Checks taken as collateral – TL and FX10.00 TL10.00 TL
Entry fee for other bank checks taken as collateral – Domestic bank FX check25.00 TL25.00 TL10 TL check entry fee + 15 TL FX check clearing fee is collected.
Receipt of FX check as collateral – Foreign bank FX check12.00 TL12.00 TL
Request for unprocessed return of checks submitted as collateral5.00 TL5.00 TL
Ticari Nitelikli İpotek Tesis Ücreti550.00 TL550.00 TL

Letter of Reference

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Issuance of Letter of Reference for Companies300.00 TL300.00 TL

Ticari Kredi Erken Kapama Ücreti

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ticari Kredi Erken Kapama Ücreti Kredinin kapanacak olan anapara tutarını, kalan ortalama vadesini, kullandırım faizini, kapanacak olan krediden gelen bakiyenin Bankaca yeninden değerlendirme faizini, ve varsa, ürünün içerdiği opsiyonu dikkate alarak; kredi erken kapama ücreti hesaplanır. (Taksitli Ticari Erken Kapama Komisyonu dahildir.)

Payment Plan Change Comission

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commercial Loans Payment Plan Change Comission200.00 TLValid for commercial loan terms and amounts.For every payment schedule changes, the amount will be charged.

TL Revolving Credit

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate28.99 %Valid for all loan terms and loan amounts.
Loan Commission5.00 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans325.00 TL2 %The loan allocation fee may vary accounting to the credit amount.
Statement FeeA fee in the amount of the statement delivery cost is collected. The delivery cost may vary.
BCH Kullanım Ücreti300.00 TL0.5 %3 aylık BCH ortalaması üzerinden faiz komisyon tahsilat dönemlerine paralel olarak BCH kullanım ücreti hesap başına alınacaktır.

TL Discount Redemption

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate28.99 %Valid for all loan terms and loan amounts.
Loan Commission (Over the Check-Note amount)200.00 TL2.00 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans325.00 TL2 %The loan allocation fee may vary accounting to the credit amount.

TL Business Premises Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %Maximum allocation ratio is collected. Exempt from BITT.
Interest Rate2.15 %It is the interest rate that will be applied for a 60-month term and 100.000 TL amount. The interest rate specified excludes RUSF and BITT. If the loan is for personal (investment) purposes, a 15% RUSF and a 5% BITT is collected over the monthly interest amount paid. If the loan is for usage purposes, a 5% BITT is collected over the monthly interest amount paid.

TL SPOT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Interest Rate28.99 %Valid for all loan terms and loan amounts.
Allocation fee collected for the issuance of commercial cash loans325.00 TL2 %The loan allocation fee may vary accounting to the credit amount.

TL Auto Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee1000.00 TLKullandırım tutarı 0 Bin TL – 100 Bin TL arası ise BSMV hariç 1.000 TL, Kullandırım tutarı 100 Bin TL – 250 Bin TL arası ise BSMV hariç 1.250 TL, Kullandırım tutarı 250 Bin TL üstü ise BSMV hariç 1.500 TL tahsis ücreti tahsil edilmektedir.
Interest Rate17.28 %

TL Letter of Guarantee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commission Rate500.00 TL8000.00 TL5.50 %Valid for all loan terms and loan amounts. Pricing is done by the collection of an amount calculated as a percentage of the amount of the letter of guarantee or the collection of a specified minimum amount.
TL Letter of Guarantee Issuance Fee325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.
TL Teminat Mektubu Yenileme/Vade Uzatımı Komisyonu325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.

TL Ticari Amaçlı Destek Kredisi - 24 ay vadeli 10.000 TL tutarlı Destek Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Tahsis Ücreti750.00 TLBSMV hariçtir
Vergi82.02 TLOluşan faiz üzerinden %5 BSMV olarak hesaplanır.
Toplam Masraf Tutarı967.02 TLKredi tahsis ücreti, sigorta ve vergi dahil ücretler toplamından oluşmaktadır.
Faiz Oranı1.25 %
Yıllık Toplam Maliyet Oranı27.1569 %
Sigorta Tutarı100.00 TLSigorta tutarı yaşa ve teminata göre değişiklik gösterebilir.

TL Ticari Amaçlı Destek Kredisi - 36 ay vadeli 10.000 TL tutarlı Destek Kredisi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kredi Tahsis Ücreti750.00 TL BSMV hariçtir
Vergi122.26 TLOluşan faiz üzerinden %5 BSMV olarak hesaplanır.
Toplam Masraf Tutarı1007.26 TLKredi tahsis ücreti, sigorta ve vergi dahil ücretler toplamından oluşmaktadır.
Faiz Oranı1.23 %
Yıllık Toplam Maliyet Oranı23.6355 %
Sigorta Tutarı100.00 TLSigorta tutarı yaşa ve teminata göre değişiklik gösterebilir.

FX Letter of Guarantee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Commission Rate500.00 TL4.00 %Valid for all loan terms and loan amounts. Pricing is done by the collection of an amount calculated as a percentage of the amount of the letter of guarantee or the collection of a specified minimum amount.
FX Letter of Guarantee Issuance Fee325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.
YP Teminat Mektubu Yenileme/Vade Uzatımı Komisyonu 325.00 TL2 %Tüm kredi vadeleri ve tüm kredi tutarları için geçerlidir. Fiyatlama, teminat mektubu tutarı üzerinden yüzdesel olarak hesaplanacak bir tutarın ya da belirli bir asgari tutarın tahsil edilmesi suretiyle mektup başına gerçekleştirilmektedir.

For Personal Use

Consumer Loans - 24-month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Tax466.43 TL5% BITT and 15% RUSF is calculated over the interest accrued.
Total Fees618.93 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax
Interest Rate1.73 %
Annual Total Cost Rate28.6671 %
Insurance Amount100.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile

Consumer Loans - 36 -month term 10.000 TL Consumer Loan

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Loan Allocation Fee0.50 %Calculated over the loan amount. BITT excluded.
Tax707.01 TL5% BITT and 15% RUSF is calculated over the interest accrued.
Total Fees859.51 TLTotal fees consist of the sum of all fees including the loan allocation fee, insurance and tax
Interest Rate1.71 %
Annual Total Cost Rate28.0974 %
Insurance Amount100.00 TLThe insurance amount may vary according to credit amount, credit term and customer profile

Consumer Loans – Overdraft Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Interest Rate2.02 %BITT and RUSF excluded.

Auto Loans - 12-Month Term 10.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Tax0.00 TL0.00 %
Total Fees0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Total Cost Rate24.0651 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 10.000 TL and a 12-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.

Auto Loans - 24-Month Term 20.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Total Fees0.00 TL0.00 %
Tax0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Total Cost Rate23.4913 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 20.000 TL and a 24-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.

Auto Loans - 36-Month Term 30.000 TL New (0 KM) Car Loan (New vehicle without Casco Insurance from our Bank)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Allocation Fee0.50 %BITT excluded.
Tax0.00 TL0.00 %
Total Fees0.00 TL0.00 %
Interest Rate1.44 %BITT and RUSF excluded.
Annual Cost Rate23.2918 %The annual cost rate is calculated for a new (0 km) car without a casco insurance from our Bank, and for an amount of 30.000 TL and a 36-month term. Casco insurance and life insurance are not included in the Annual Cost Rate as they may vary based on the type of vehicle financed.

Credit Cards and Debit Cards

Amex

American Express Black Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee10950.00 TL BITT included.
Supplementary Card Annual Membership Fee5475.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee400.00 TL BITT included.
Supplementary Card Annual Membership 130.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee800.00 TL BITT included.
Supplementary Card Annual Membership Fee400.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

American Express Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee1600.00 TL BITT included.
Supplementary Card Annual Membership Fee800.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir..

Bonus Card

Altın Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Düzenli Ödeme Ücreti1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL For replacement of your existing Bonus Card with the Reflected Bonus, a 15 TL fee is collected. (BITT included)
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Reflected Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

BJK Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus American Express

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus AmEx-Bonus Companion

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee37.00 TL BITT included.
Supplementary Card Annual Membership Fee18.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Flexi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.10 TL 3.85 %9.10 TL 3.85 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.85 %9.10 TL 3.85 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.85 %3.60 USD3.85 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee0.00 TL0.00 %
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Service Fee0.00 TL0.00 %
Term Renewal Fee0.00 TL0.00 %
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Youth

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT included.
Annual Membership Fee0.00 TL0.00 %
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Service Fee0.00 TL0.00 %
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added
Cash Advance Interest1.60 %RUSF and BITT are to be added
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Platinum Amex Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Transparent Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee15.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Key Fob

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee12.00 TL BITT included.
Supplementary Card Annual Membership Fee6.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Watch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee12.00 TL BITT included.
Supplementary Card Annual Membership Fee6.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee70.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Bonus Trink Sticker

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee12.00 TL BITT included.
Supplementary Card Annual Membership Fee6.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.

Environmentally Friendly Bonus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım Faizi1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Düzenli Ödeme Ücreti1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Environmentally Friendly Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Fenerbahçe Club annual membership fee35.00 TL This fee is collected by Fenerbahçe Club. (BITT included).
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT included.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Fenerbahçe Club Annual Membership Fee100.00 TL This fee is collected by Fenerbahçe Club. (BITT included).
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Fenerbahçe Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Fenerbahçe Club Annual Membership Fee350.00 TL This fee is collected by Fenerbahçe Club. (BITT included).
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GS Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Ürün ücreti0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trabzonspor Bonus Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trink Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Trink Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeBITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Other Fees

Skip Statement

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Skip Spending1.60 %Ekstre borcunun minimum tutarının ödenmesi sonrasında kalan borç tutarınının bir sonraki ekstre dönemine kadar ertelenmesidir. (KKDF BSMV hâriç) - (Flexi Ürününde uygulama yoktur)

Skip Spending

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Skip Spending1.60 %Ekstrelenmemiş ve peşin yapılan bir işlemin sonraki aylara ertelenmesidir. (KKDF BSMV hâriç)

Post Purchase Installment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Erteleme1.60 %Peşin yapılan bir işlemin müşteri isteği ile daha ekstrelenmeden taksitlendirilmesi anlamına gelmektedir. (KKDF BSMV hâriç)

Kredi Kartı Borç Ödeme / Sorgulama

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Başka banka ATM'den Borç Ödeme1.04 TL1.15 %BSMV eklenir.
Bakiye/Borç/Limit Sorgulama0.27 TL0.27 TLBSMV eklenir.

Automatic Bill Payments

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment1.60 %RUSF and BITT are to be added.

Account Statement from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Credit Card Past Statement Fee0.00 %2.05 TL 0.00 %No fees are collected for credit card activities performed within the past 1 year as of the statement request date. Activities that are older than 1 year are subject to a fee.

EFT

EFT from Credit Card - ATM

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card10.00 TL4.00 %RUSF and BITT included. Applied as Rate + Amount.

EFT from Credit Card – Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
EFT from Credit Card10.00 TL4.00 %RUSF and BITT included. Applied as Rate + Amount.

Flexi Card

Flexi Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee363.00 TL Minimum 0.00 TL (BITT included).
Supplementary Card Annual Membership Fee181.50 TL Half of the primary card fee. (BITT included).
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Card Visual Change Fee12.99 TL BSMV dahil.
Package Change FeeBITT included.
Service Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

GarantiOne Kartları

iGaranti BBVA Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee37.00 TL Supplementary card fee is half of the primary card fee. (BITT included).
Overdue Interest2.00 %RUSF and BITT are to be added.
Product FeeFree (BITT included).
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Service FeeIn the case that you receive your statements in printed format, no fees will be reflected on your statement.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Transfer

Money Transfer from Credit Card - Internet

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card10.00 TL4.00 %RUSF and BITT included. Applied as Rate + Amount.

Money Transfer from Credit Card – ATM

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Transfer from Credit Card10.00 TL4.00 %RUSF and BITT included. Applied as Rate + Amount.

Miles&Smiles

Miles&Smiles Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Mastercard Yıllık Kart Ücreti165.00 TL BITT included.
Ek Kart Mastercard Yıllık Kart Ücreti82.50 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
American Express Yıllık Kart Ücreti82.00 TL BITT included
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Ek Kart American Express Yıllık Kart Ücreti41.00 TLBSMV dahil.

Miles&Smiles Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Nakit Avans Faizi1.60 %
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Mastercard Yıllık Kart Ücreti240.00 TL BITT included.
Ek Kart Mastercard Yıllık Kart Ücreti120.00 TL BITT included.
Gecikme Faizi2.00 %
Product Fee0.00 TL0.00 %
American Express Yıllık Kart Ücreti128.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Ek Kart American Express Yıllık Kart Ücreti64.00 TLBSMV dahil.

Miles&Smiles Privé

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Mastercard Yıllık Kart Ücreti305.00 TL BITT included.
Ek Kart Mastercard Yıllık Kart Ücreti152.50 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
American Express Yıllık Kart Ücreti202.00 TL BITT included.
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 75.00TL’ye kadar olan ödemelerde asgâri tutar, 75.00TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Ek Kart American Express Yıllık Kart Ücreti101.00 TLBSMV dahil.

Money Bonus Card

Money Bonus Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee124.00 TL BITT included.
Supplementary Card Annual Membership Fee62.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Bonus Gold Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee144.00 TL BITT included.
Supplementary Card Annual Membership Fee72.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Money Bonus Platinum Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest1.60 %RUSF and BITT are to be added.
Cash Advance Interest1.60 %RUSF and BITT are to be added.
Cash Advance Fee (Domestic-Garanti BBVA)9.00 TL 3.75 %9.00 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Domestic-Other Bank)9.10 TL 3.75 %9.10 TL 3.75 %BITT is to be added. Applied as Rate + Amount.
Cash Advance Fee (Overseas)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Over-the-limit Fee1.60 %RUSF and BITT are to be added.
Annual Membership Fee162.00 TL BITT included.
Supplementary Card Annual Membership Fee81.00 TL BITT included.
Overdue Interest2.00 %RUSF and BITT are to be added.
Product Fee0.00 TL0.00 %
Standing Payment Fee1.60 %1.60 %RUSF and BITT included.
Bill Payment with Credit Card2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Paracard

GS Paracard Debit

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest0.00 TL0.00 %
Cash Advance Interest0.00 TL0.00 %
Over-the-limit Fee0.00 TL0.00 %
Annual Membership FeeBITT included.
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest0.00 TL0.00 %
Product Fee0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Başka Banka ATM Nakit Çekim / Para Yatırma1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Bakiye/Borç/Limit Sorgulama0.27 TL0.27 TLBSMV eklenir.

Paracard

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest0.00 TL0.00 %
Cash Advance Interest0.00 TL0.00 %
Over-the-limit Fee0.00 TL0.00 %
Annual Membership Fee0.00 TL0.00 %
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest0.00 TL0.00 %
Product Fee0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Başka Banka ATM Nakit Çekim / Para Yatırma1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Bakiye/Borç/Limit Sorgulama0.27 TL0.27 TLBITT included.

Paracard Trink

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Shopping Interest0.00 TL0.00 %
Cash Advance Interest0.00 TL0.00 %
Over-the-limit Fee0.00 TL0.00 %
Annual Membership FeeBITT included.
Supplementary Card Annual Membership Fee0.00 TL0.00 %
Overdue Interest0.00 TL0.00 %
Product Fee0.00 TL0.00 %
KKDF (Kaynak Kull. Des. Fonu)0.15 %
BSMV0.05 %
Başka Banka ATM Nakit Çekim / Para Yatırma1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Bakiye/Borç/Limit Sorgulama0.27 TL0.27 TLBSMV eklenir.

Shop & Fly

Shop&Fly Business

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alışveriş Faizi1.60 %BSMV eklenir.
Nakit Avans Faizi1.60 %BSMV eklenir.
Nakit Avans Ücreti (Yurtiçi-Garanti BBVA'dan)9.00 TL 3.75 %9.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)9.10 TL 3.75 %9.10 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtdışı)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım ÜcretiBSMV eklenir.
Yıllık Kart Ücreti292.00 TL BSMV dahil. Shop&Fly Business ve Shop&Fly Business American Express için tek kart ücreti tahsil edilir.
Gecikme Faizi2.00 %BSMV eklenir.
Düzenli Ödeme Ücreti1.60 %1.60 %BSMV dâhil.
Kredi Kartı ile Fatura Ödeme2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil.

Shop&Fly Gold

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alışveriş Faizi1.60 %KKDF ve BSMV eklenir.
Nakit Avans Faizi1.60 %KKDF ve BSMV eklenir.
Nakit Avans Ücreti (Yurtiçi-Garanti BBVA'dan)9.00 TL 3.75 %9.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)9.10 TL 3.75 %9.10 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtdışı)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım Faizi1.60 %KKDF ve BSMV eklenir.
Mastercard/Visa Yıllık Kart Ücreti165.00 TL BSMV dahil.
Ek Kart Mastercard/Visa Yıllık Kart Ücreti82.50 TL BSMV dahil.
Gecikme Faizi2.00 %KKDF ve BSMV eklenir.
Düzenli Ödeme Ücreti1.60 %1.60 %KKDF ve BSMV dâhil.
American Express Yıllık Kart Ücreti82.00 TLBSMV dahil.
Ek Kart American Express Yıllık Kart Ücreti41.00 TLBSMV dahil.
Kredi Kartı ile Fatura Ödeme2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Shop&Fly Platinum

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Alışveriş Faizi1.60 %KKDF ve BSMV eklenir.
Nakit Avans Faizi1.60 %KKDF ve BSMV eklenir.
Nakit Avans Ücreti (Yurtiçi-Garanti BBVA'dan)9.00 TL 3.75 %9.00 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtiçi-Diğer Banka)9.10 TL 3.75 %9.10 TL 3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Nakit Avans Ücreti (Yurtdışı)3.60 USD3.75 %3.60 USD3.75 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.
Limit Aşım Faizi1.60 %KKDF ve BSMV eklenir.
Mastercard/Visa Yıllık Kart Ücreti240.00 TL BSMV dahil.
Ek Kart Mastercard/Visa Yıllık Kart Ücreti120.00 TL BSMV dahildir.
Gecikme Faizi2.00 %KKDF ve BSMV eklenir.
Düzenli Ödeme Ücreti1.60 %1.60 %KKDF ve BSMV dâhil.
American Express Yıllık Kart Ücreti128.00 TLBSMV dahil.
Ek Kart American Express Yıllık Kart Ücreti64.00 TLBSMV dahil.
Kredi Kartı ile Fatura Ödeme2.00 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Deposit Accounts

Statement Fee

TL Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ELMA Account Statement – Real PersonsA monthly fee is collected from our customers who have an ELMA account. BITT included.
Overdraft Account Statement2.35 TL2.35 TLA monthly collection is made from our customers who have an overdraft account, in the months the overdraft account is used. BITT included.
TL Current Account Statement – Real Persons2.35 TL2.35 TLCollection is made per statement requested. BITT included.

FX Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
FX Current Account Statement – Real Persons0.45 EUR0.45 EURThe currency equivalent is collected. Collection is made per statement requested. BITT included.

Account Management Fee

Account Management Fee – TL and FX Accounts

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Personal TL and FX Accounts – Retail and SME Business Owners, Companies (SME and Commercial, Corporate)105.00 TL105.00 TL* BITT included. Account management fee is collected for each half-year period which is twice a year. * Business owners' account management fee will be collected depending if any commercial product is linked to their commercial accounts. * Account management fee will be collected according to the number of accounts for corporate customers. * FX accounts will be charged as 105 Turkish Lira, accourding to latest announced central bank exchange rate. * Same conditions applied for TRNC accounts.

Minibank Closure Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Minibank Early Closure Fee0.00 TL0.00 %

Para Çekme Ücreti

Kartlı Limit Üzeri Para Çekme

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal5.00 TL1.75 %200.00 TL1.75 %BITT included.

Kartsız Limit Üzeri Para Çekme

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Para Çekme5.00 TL1.75 %200.00 TL1.75 %

ATM Usage

Card Transactions

Ortak ATM'lerden Bakiye Sorma

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Sorgulama0.27 TL0.27 TLBSMV eklenir.

Safe Deposit Box Fees

Safe Deposit Box

Large Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Large Size Safe Deposit Box Security Deposit675.00 TL675.00 TLIt is the 1-year fee for the safe deposit box. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Large Size Safe Deposit Box Fee (Payment from Credit Card)675.00 TL675.00 TLBITT included.
Annual Large Size Safe Deposit Box Fee (Payment from Account)735.00 TL735.00 TLBITT included.

Small Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Small Size Safe Deposit Box Security Deposit470.00 TL470.00 TLIt is the 1-year fee for the safe deposit box. The security deposit amount varies depending on whether the payment is made from credit card or account. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Small Size Safe Deposit Box Fee (Payment from Credit Card)470.00 TL470.00 TLBITT included.
Annual Small Size Safe Deposit Box Fee (Payment from Account)515.00 TL515.00 TLBITT included.

Medium Size Safe Deposit Box

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Medium Size Safe Deposit Box Security Deposit540.00 TL540.00 TLIt is the 1-year fee for the safe deposit box. The security deposit amount varies depending on whether the payment is made from credit card or account. The fee is collected from the customer in advance on a one-time-only basis when the safe deposit box is opened. The amount collected is refunded to the customer when the safe deposit box is closed. BITT included.
Annual Medium Size Safe Deposit Box Fee (Payment from Credit Card)540.00 TL540.00 TLBITT included.
Annual Medium Size Safe Deposit Box Fee (Payment from Account)575.00 TL575.00 TLBITT included.

Securities Transactions

Bonds

BIST Bond Orders

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment Center0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Investment Center (FX)0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking (FX)0.05 %0.05 %The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)

GDSs

GDSs Tender Participation

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment CenterValid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Investment Center (FX)Valid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private BankingValid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Private Banking (FX)Valid for transactions of over 20.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
BranchValid for transactions of over 5.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)
Branch (FX)Valid for transactions of over 5.000 TL performed through the bank system. The currency of the transaction fee collected varies according to the currency of the security traded. (BITT included)

E-Trader

BIST

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
BIST Düzey 2 Servis Ücreti80.00 TL80.00 TL
BIST Düzey 1 Servis Ücreti12.00 TL12.00 TL
BIST Level 1+ Service Fee30.00 TL30.00 TL
Mobil BIST Düzey 1 Servis Ücreti12.00 TL12.00 TL
Mobil BIST Düzey 2 Servis Ücreti80.00 TL80.00 TL
Tablet BIST Düzey 1 Servis Ücreti12.00 TL12.00 TL
Mobil BIST Düzey 1+ Servis Ücreti30.00 TL30.00 TL
Tablet BIST Düzey 2 Servis Ücreti80.00 TL80.00 TL
Tablet BIST Düzey 1+ Servis Ücreti30.00 TL30.00 TL

VİOP

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
VIOP Düzey 1+ Servis Ücreti30.00 TL30.00 TL
VİOP Düzey 1 Servis Ücreti12.00 TL12.00 TL
VIOP Düzey 2 Servis Ücreti80.00 TL80.00 TL
Mobil VIOP Düzey 1 Servis Ücreti12.00 TL12.00 TL
Mobil VIOP Düzey 1+ Servis Ücreti30.00 TL30.00 TL
Tablet VIOP Düzey 1 Servis Ücreti12.00 TL12.00 TL
Mobil VIOP Düzey 2 Servis Ücreti80.00 TL80.00 TL
Tablet VIOP Düzey 1+ Servis Ücreti30.00 TL30.00 TL
Tablet VIOP Düzey 2 Servis Ücreti80.00 TL80.00 TL

Funds

Early Exit Fees

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PB Type B Bills and Bonds Fund0.01 TL0.30 %0.30 %A 0,3% commission is collected over the sale amount by the Founder from investors who hold the participation certificates for less than 15 days, including the day the purchase order of the participation certificate is executed and the day the sale order is executed. The relevant commissions are registered as revenue for the founder on the day of the collection.
PB Type B Balanced Fund0.01 TL0.30 %0.30 %A 0,3% commission is collected over the sale amount by the Founder from investors who hold the participation certificates for less than 15 days, including the day the purchase order of the participation certificate is executed and the day the sale order is executed. The relevant commissions are registered as revenue for the founder on the day of the collection.

Stocks

Stock Commission Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Customer Communication Center0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Garanti BBVA Trader0.090000 %0.180000 %Rates specified are per transaction. BITT included.
Internet Banking0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Mobile Banking0.095000 %0.185000 %Rates specified are per transaction. BITT included.
Branch0.010000 %0.320000 %Rates specified are per transaction. BITT included.
Investment Center0.320000 %Rates specified are per transaction. BITT included.

Share Purchase Loan

Share Purchase Loan Interest Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Investment Center2.950000 %Rates specified are annual rates. 5% BITT and 15% RUSF will be added. For any payments that are overdue, the (monthly/annual) maximum default interest rate determined by the CBRT will be added to the loan interest rate.
Internet2.950000 %Rates specified are annual rates. 5% BITT and 15% RUSF will be added. For any payments that are overdue, the (monthly/annual) maximum default interest rate determined by the CBRT will be added to the loan interest rate.

Central Registry Agency

Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Custody Fee0.08 %0.08 %

Trading

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ETF Trading Fee0.00 TL0.00 %

ETF Warrant

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Warrant Custody Fee0.06 %0.06 %

ESTS Depot Assignment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
ESTS Depot Assignment0.00 TL0.00 %

General Assembly Blockage Letter

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Stock – General Assembly Blockage Letter2.00 TL

Lien

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Lien Fee0.00 TL0.00 %

Account Opening

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Account Opening Fee0.00 TL0.00 %

Account Maintenance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Account Maintenance FeeThe maximum amount is 0,007 TL and collected on a daily basis from securities custody balance of over 100 TL. It is the annual amount excluding BITT.

Usufruct

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Usufruct Fee0.00 TL0.00 %

Redemption Coupon Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Coupon Redemption Fee0.01 %0.01 %

KAPALI HİSSE SERMAYE ARTIRIM B

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
KAPALI HİSSE SERMAYE ARTIRIM B0.01 %0.01 %

Conversion from Non-Floating Share to Free Float Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion from Non-Floating Share to Free Float Share0.00 TL0.00 %

Non-Floating Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Share Custody Fee0.08 %0.08 %

Non-Floating Share Capital Increase Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Share Capital Increase Fee0.01 %0.01 %

PSDI Principal

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Custody Fee0.05 %0.05 %

PSDI Coupon

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
PSDI Coupon Custody Fee0.00 %0.00 %

OSBA KUPON AYRIŞTIRMA

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
OSBA KUPON AYRIŞTIRMA UCRETİ0.00 TL0.00 %

Custody Takasbank Conditional Wire Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Custody Takasbank Conditional Wire Transfer0.00 TL0.00 %

Capital Increase – Free Float Shares – Through Rights Issues

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Increase (through Rights Issues)0.02 %0.02 %

Capital Increase – Free Float Shares – Through Bonus Issues

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Increase (through Bonus Issues)0.02 %0.02 %

Capital Decrease – Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Capital Decrease Fee0.02 %0.02 %

Capital Decrease – Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Shares Capital Decrease Fee0.01 %0.01 %

Dividend – Free Float Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Free Float Shares Dividend Fee0.02 %0.02 %

Dividend – Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Non-Floating Shares Dividend Fee0.00 %0.00 %

International Securities Transactions – Delivery

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
International Delivery Fee0.00 TL0.00 %

International Securities Transactions – Receipt

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
International Receipt Fee0.00 TL0.00 %

Within-Member Securities Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Within-Member Wire Transfer Fee0.00 TL0.00 %

Between-Members Securities Transfer

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Between-Members Wire Transfer Fee0.00 TL0.00 %

Conversion from Restricted Shares to Non-Floating Shares

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion from Restricted Shares to Non-Floating Shares0.05 %0.05 %

Conversion to Restricted Share

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fee for Conversion to Restricted Share0.05 %0.05 %

Delivery of the Investor Registration No and PIN

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Delivery of the Investor Registration No and PIN5.00 TLA 5.00 TL fee is collected for the delivery of the registration number to the investor. After the delivery of the registration number and PIN, if a request is made again, the same fee will be accrued. The amount specified excludes BITT.

Mutual Funds

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Fund Custody Fee0.05 %0.05 %

Mutual Fund Transactions (Members)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Mutual Fund Trading Transactions Between membersBITT excluded.

VİOP

VİOP Commission Rate

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Customer Communication Center0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Garanti BBVA Trader0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Internet Banking0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Mobile Banking0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Investment Center0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.
Branch0.01 TL0.08 %0.08 %Rates specified are per transaction. BITT is not included.

Checks and Notes

Checks

Check Issuance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Gift Check (TL)10.00 TL10.00 TLBITT included.
Gift Check (USD)10.00 TL10.00 TLBITT included.
Gift Check (EUR)10.00 TL10.00 TLBITT included.
Gift Check (Gold)5.00 TL5.00 TLBITT included.
Keşide Çeki50.00 TL0.60 %300.00 TL0.60 %BSMV Dahil.
Blocked Check50.00 TL0.60 %300.00 TL0.60 %BITT included.
Seyahat Çeki10.00 TL0.10 %10000.00 TL0.10 %BSMV Dahil.

Check Return

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Unprocessed Return10.00 TL10.00 TLBITT included.
Başka Banka Tahsil Çeki Takas Günü İade Masrafı15.00 TL15.00 TLBITT included.
Garanti BBVA Tahsil Çeki Provizyon Günü İade Masrafı15.00 TL15.00 TLBITT included.
Başka Banka Teminat Çeki Takas Günü İade Masrafı15.00 TL15.00 TLBITT included.
Garanti BBVA Teminat Çeki Provizyon Günü İade Masrafı15.00 TL15.00 TLBITT included.

Checkbook

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Check Leaf8.00 TL8.00 TLBITT included.
Çek Yaprağı (Kare Kodlu)8.00 TL8.00 TLBITT Included
Kayıp Çek Yaprağı35.00 TL35.00 TLBSMV Dahil.

Check Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Seyahat Çeki12.00 TL12.00 TLBSMV Dahil.
Blocked Check30.00 TL30.00 TLBITT included.
Keşide Çeki30.00 TL30.00 TL

Check Collection

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Other Bank FX Check (Participating Banks)27.00 TL27.00 TLBITT included.
Check Payment through Teller at another Branch65.00 TL0.60 %450.00 TL0.60 %BITT included.
Check Payment through Teller at the same Branch35.00 TL35.00 TLBITT included.
Check Collection (Garanti BBVA)(TL-FX)25.00 TL25.00 TLBITT included.
Check Collection(Other Bank) (TL-FX)35.00 TL35.00 TLBITT included.

Bounced Check Transactions

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Partial Payment40.00 TL0.30 %160.00 TL0.30 %BITT included.
Exercising the Right to Settle40.00 TL0.30 %160.00 TL0.30 %BITT included.
Elden Ödeme35.00 TL35.00 TL

Notes

Note Return

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Unprocessed Return50.00 TL50.00 TLBITT included

Note Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Other branch note payment6.00 TL6.00 TLBSMV Dahil. Şubeden gerçekleştirilen senet ödemelerinde, senet aslının istenmemesi durumunda masraf tahsil edilmeyecektir.
Note Payment (from credit card)3.99 %3.99 %BITT Included
Bill Delivery From The Same Branch - Account6.00 TL6.00 TLBSMV Dahil. Şubeden gerçekleştirilen senet ödemelerinde, senet aslının istenmemesi durumunda masraf tahsil edilmeyecektir.
Bill Delivery From The Same Branch - Cash6.00 TL6.00 TLBSMV Dahil. Şubeden gerçekleştirilen senet ödemelerinde, senet aslının istenmemesi durumunda masraf tahsil edilmeyecektir.

Note Payment (ATM)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.
Different Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.

Note Payment (Mobile Banking)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.
Different Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.
Note Payment (from credit card)3.99 %3.99 %BITT Included

Note Payment (Internet Banking)

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Same Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.
Different Branch Note Submission (from Account)4.00 TL4.00 TLBITT Included.
Note Payment (from credit card)3.99 %3.99 %BITT Included

Note Protest Transaction

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Return of Protested Note60.00 TL60.00 TLBITT included.
Removal of Note Protest30.00 TL30.00 TLBITT included.
Protestosuz Senet İadesi50.00 TL50.00 TL

Note Collection

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Note collection through GB branch65.00 TL65.00 TLBITT included.
Note Collection through Correspondent Bank (Ziraat Bank branch)65.00 TL65.00 TLBITT included.

OTHER

Arşiv - Araştırma Ücreti

Deposit Transactions

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Current Account Passbook PrintingPrinting of the cover of the second passbook and the following passbooks provided.
Archive Search Fee0.00 %50.00 TL0.00 %If a document, such as a receipt, agreement etc., is requested within one year of the date of issuance, no fees are collected. 5 TL is charged for documents issued between 01.01.2013 and the last 1 year (1 year before the document request date), and 50 TL is charged for documents issued on 31.12.2012 or before. The maximum amount that can be collected from the customer in a single transaction cannot exceed 50 TL.

Başka Kuruluş ATM'sinden Yapılan İşlem Ücreti

Ortak ATM'lerden Bakiye Sorma

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Inquiry0.27 TLBSMV eklenir.

Money Withdrawal from Joint ATM's

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Withdrawal1.04 TL1.15 %BSMV eklenir. Oran + Tutar şeklinde uygulanır.

Ortak Nokta Para Yatırma

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Ortak Nokta Para Yatırma1.04 TL1.15 %Bsmv eklenir. Oran + Tutar şeklinde uygulanır.

Diğer

Money Deposit to Someone Else's Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Deposit13.00 TL13.00 TL

E-Commerce Payments

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
E-Commerce PaymentsVaries according to the institution.

Bill

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment1.00 TL4.00 TL1.64 %

Money Deposit to Account

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Money Deposit15.00 TL15.00 TL500 TL üzeri 20 TL olarak ücretlendirilir.
Off-hours Money Deposit20.00 TL20.00 TLHafta içi 18:00 sonrası, hafta sonları ve resmi tatillerde geçerlidir. BSMV dahil. 500 TL üzeri 25 TL olarak ücretlendirilir.

PC Business Mesai Dışı Para Yatırma

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Para Yatırma12.00 TL12.00 TLIt's the transaction fee collected for money deposit to account transactions performed between the hours of 20:00-02:00.

Consumer Loan Payment

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Consumer Loan Payment1.50 TL3.00 TLVaries according to the institution.

Statement Fee

Account Statement from Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Credit Card Past Statement Fee0.00 %2.05 TL0.00 %No fees are collected for credit card activities performed within the past 1 year as of the statement request date. Activities that are older than 1 year are subject to a fee.

Fatura Ödeme Ücreti

Garant, İnternet Bağ-Kur ödeme

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bağ-kur Payment with Credit Card (0.00 - 79.99 TL)2.00 TL2.00 TLRUSF and BITT included.
Bağ-kur Payment with Credit Card (+80.00 TL)2.50 %2.50 %RUSF and BITT included.

Online Banking - Cepbank - Mobile Banking – Cepbank Games of Chance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Games of Chance Payment3 TL3 TLCollections are made for Bilyoner, Nesine, Tuttur, Oley, Misli, Nimet Abla, Birebin, and TJK. BITT included.

Garanti BBVA Mobil'den SGK Ödemesi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
SGK payment with Credit Card (0.00 - 79.99 TL)2.00 TL2.00 TLRUSF and BITT included.
SGK payment with Credit Card (+80.00 TL)2.50 %2.50 %RUSF and BITT included.

Tax Payment through Mobile Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax payment with Credit Card (0.00 - 79.99 TL)2.00 TL2.00 TLRUSF and BITT included.
Tax payment with Credit Card (+80.00 TL)2.50 %2.50 %RUSF and BITT included.

HGS / OGS

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
OGS Ücreti100.00 TL100.00 TL
HGS Etiket Ücreti40.00 TL40.00 TL
HGS KART ÜCRETİ80.00 TL80.00 TL

Internet – Garanti BBVA ATM (with Card) Mobile Banking – Cepbank Top-up

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Top-up from AccountFree.
Top-up from Credit CardFree.

Bill Payment through Internet – Garanti BBVA ATM – Customer Communication Center

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment from Account0.00 TL4.00 TLThese fees are valid for institutions that have collection system agreements such as building complexes, foundations etc. The transaction fees for bill/due collections vary according to the agreement entered into between the institution and the bank. The amount intervals of transaction fees collected from the customer on a bill/due basis in line with the agreement entered into with the institution are provided in the table.
Bill Payment with Credit Card2.00 TL2.50 %KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

SGK Payments through Internet Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
SGK Payment with Credit Card (0.00 - 79.99 TL)2.00 TL2.00 TLRUSF and BITT included.
SGK Payment with Credit Card (+80.00 TL)2.50 %2.50 %RUSF and BITT included.

Tax Payment through Internet Banking

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tax Payment with Credit Card (0.00 - 79.99 TL)2.00 TL2.00 TLRUSF and BITT included.
Tax Payment with Credit Card (+80.00 TL)2.50 %2.50 %RUSF and BITT included.

Bill Payment with Credit Card

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Payment2 TL2.5 %Bu ücretler tahsilat sistemi anlaşması bulunan site vb. kurumlar için de geçerlidir. 79.99 TL’ye kadar olan ödemelerde asgâri tutar, 80.00 TL üzeri ödemelerde azami oran tahsil edilir. KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.

Automatic Bill Payments

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment1.60 %RUSF and BITT are to be added.

Games of Chance

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Games of Chance3.50 TL3.50 TL

Bill Payment through Branch

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Bill Payment from Account0.00 TL6.00 TLThese fees are also valid for institutions that have collection system agreements such as building complexes, foundations etc. The transaction fees for bill/due collections vary according to the agreement entered into between the institution and the bank. The amount intervals of transaction fees collected from the customer on a bill/due basis in line with the agreement entered into with the institution are provided in the table. No fees are collected for collection transactions performed with automatic payment orders. BITT included.
Bill Payment with Credit Card2.00 TL2.50 %KKDF ve BSMV dâhil. Otomatik ödemelerden faiz alınmakta olup aşağıda faiz oranı ayrıca gösterilmiştir.
Bill Payment through the Teller0.00 TL6.00 TLThese fees are also valid for institutions that have collection system agreements such as building complexes, foundations etc. The transaction fees for bill/due collections vary according to the agreement entered into between the institution and the bank. The amount intervals of transaction fees collected from the customer on a bill/due basis in line with the agreement entered into with the institution are provided in the table. No fees are collected for collection transactions performed with automatic payment orders. BITT included.

Campaign Products&Services Fees

Çek Raporu

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
KKB Çek Raporu (Şube)20.00 TL20.00 TL
KKB Çek Raporu İnternet Şubesi12.00 TL12.00 TL

Other Fees

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Gift Gold Transfer (Internet)0.00 TL0.00 %
Foreign Currency Purchase / Sale (0.00 - 50.00 TL)Applicable at airport and border gate branches. Transaction fee in effect at Atatürk Airport branch is 4.20% of the transaction amount. Transaction fee in effect at Sabiha Gökçen Airport branch is 2.00% of the transaction amount. Transaction fees in effect at border gate branches are; 6.00% of the transaction amount at Kapıkule and Hamzabeyli branches, and 3.00% of the transaction amount at Sarp, Habur and Cilve Gözü branches. BITT included.
Foreign Currency Purchase / Sale (50.01 - 99999999999.00 TL)Applicable at airport and border gate branches. Transaction fee in effect at Atatürk Airport branch is 4.20% of the transaction amount. Transaction fee in effect at Sabiha Gökçen Airport branch is 2.00% of the transaction amount. Transaction fees in effect at border gate branches are; 6.00% of the transaction amount at Kapıkule and Hamzabeyli branches, and 3.00% of the transaction amount at Sarp, Habur and Cilve Gözü branches. BITT included.
Credit Bureau of Turkey Risk Report20.00 TL20.00 TLBITT included.
Withdrawal of Gold in grams (Branch) (0.00 - 1.00 g.)1.50 TL1.50 TLIt is the commission for withdrawing gold in grams from the account. Gold withdrawal is possible in 2 gr, 10 gr and its multiples. BITT is included.
Withdrawal of Gold in grams (Branch) (1.01 - 99999999999.00 g.)7.50 TL7.50 TLIt is the commission for withdrawing gold in grams from the account. Gold withdrawal is possible in 2 gr, 10 gr and its multiples. BITT is included.
Issuance of Letter for Consulates (Personal)5.00 TL5.00 TLCollected according to the market value. BITT included.
Credit Bureau of Turkey Risk Report (Internet Banking)12.00 TL12.00 TLBITT included.
Acceptance of Gold Bullions (Branch)0.50 %0.50 %Collected according to the market value. BITT included.
Delivery of Gold Bullions (Branch)0.50 %0.50 %

Kentkart TL Yüklemesi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan TL Yükleme (0.00 - 50.00 TL)1.00 TL1.00 TLBSMV dahil
Hesaptan TL Yükleme (50.01 - 99999999999.00 TL)2.00 TL2.00 TLBSMV dahil
Kredi Kartından TL Yükleme (0.00 - 50.00 TL)2.00 TL2.00 TLBSMV ve KKDF dahil
Kredi Kartından TL Yükleme (50.01 - 99999999999.00 TL)3.00 TL3.00 TLBSMV ve KKDF dahil
Nakit TL Yükleme (0.00 - 50.00 TL)1.00 TL1.00 TL
Nakit TL Yükleme (+50.01 TL)2.00 TL2.00 TL

Mevduat İşlemleri

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Vadesiz Hesap Defter0.00 TL0.00 %
Geriye Dönük Dekont Bastırma0.00 %50.00 TL0.00 %

Mutabakat/Teyit Yazıları

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Denetçi Firmalara Verilen Mutabakat Yazıları150.00 TL150.00 TLBSMV Dahil

Point of Payment Transaction Fee

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Point of Payment Transaction Fee3.35 TL BSMV dâhildir.

PTT'den Fatura Ödemesi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Tahsilat3.50 TL

Şifrematik

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Hesaptan (Şube)30.00 TL30.00 TL
Hesaptan (Internet Subesi)30.00 TL30.00 TL

Kamu Kurum ve Kuruluşlarına Yapılan Ödemeler

Bill Payment through PTT

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Collection3.50 TLThe transaction fees vary according to the agreement entered into between the institution and the bank. The amount intervals of transaction fees collected from the customer on a bill basis in line with the agreement entered into with the institution are provided in the table.

Kiralık Kasa

Büyük Boy Kasa

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kiralık Büyük Kasa Depozito Ücreti675.00 TL675.00 TL
Yıllık Büyük Boy Kasa Ücreti (Kredi kartından ödeme)675.00 TL675.00 TL
Yıllık Büyük Boy Kasa Ücreti (Hesaptan ödeme)735.00 TL735.00 TL

Küçük Boy Kasa

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kiralık Küçük Kasa Depozito Ücreti470.00 TL470.00 TL
Yıllık Küçük Boy Kasa Ücreti (Kredi kartından ödeme)470.00 TL470.00 TL
Yıllık Küçük Boy Kasa Ücreti (Hesaptan ödeme)515.00 TL515.00 TL

Orta Boy Kasa

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Kiralık Orta Kasa Depozito Ücreti540.00 TL540.00 TL
Yıllık Orta Boy Kasa Ücreti (Kredi kartından ödeme)540.00 TL540.00 TL
Yıllık Orta Boy Kasa Ücreti (Hesaptan ödeme)575.00 TL575.00 TL

Üçüncü Kişilere Yapılan Ödeme

Garanti BBVA ATM'lerinden Western Union Para Transferi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Westen Union (Asgari)15.00 USD15.00 USD
Westen Union (Azami)337.50 USD337.50 USD

İnternet Şubesi'nden Western Union Para Transferi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Westen Union (Asgari)15.00 USD15.00 USD
Westen Union (Azami)337.50 USD337.50 USD

PTT'den Garanti BBVA'ya Para Gönderimi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
İşlem Döviz Cinsi TL (0.00 - 100.00 TL)6.50 TL6.50 TL
İşlem Döviz Cinsi TL (100.01 - 250.00 TL)9.00 TL9.00 TL
İşlem Döviz Cinsi TL (250.01 - 500.00 TL)15.00 TL15.00 TL
İşlem Döviz Cinsi TL (500.01 - 1000.00 TL)22.00 TL22.00 TL
İşlem Döviz Cinsi TL (1000.01 - 5000.00 TL)27.00 TL27.00 TL
İşlem Döviz Cinsi TL (5000.01 - 10000.00 TL)32.00 TL32.00 TL
İşlem Döviz Cinsi TL (10000.01 - 99999999999.00 TL)39.00 TL39.00 TL
İşlem Döviz Cinsi USD (0.00 - 250.00 USD)15.00 TL15.00 TL
İşlem Döviz Cinsi USD (250.01 - 500.00 USD)24.00 TL24.00 TL
İşlem Döviz Cinsi USD (500.01 - 1000.00 USD)29.00 TL29.00 TL
İşlem Döviz Cinsi USD (1000.01 - 3000.00 USD)39.00 TL39.00 TL
İşlem Döviz Cinsi USD (3000.01 - 99999999999.00 USD)44.50 TL44.50 TL
İşlem Döviz Cinsi Euro (0.00 - 250.00 EUR)15.00 TL15.00 TL
İşlem Döviz Cinsi Euro (250.01 - 500.00 EUR)24.00 TL24.00 TL
İşlem Döviz Cinsi Euro (500.01 - 1000.00 EUR)29.00 TL29.00 TL
İşlem Döviz Cinsi Euro (1000.01 - 3000.00 EUR)39.00 TL39.00 TL
İşlem Döviz Cinsi Euro (+3000.01 EUR)44.50 TL44.50 TL

Şubeden Western Union Para Transferi

FeeMinimum
Amount
Minimum
Ratio
Maximum
Amount
Maximum
Ratio
Description
Westen Union (Asgari)15.00 USD15.00 USD
Westen Union (Azami)337.50 USD337.50 USD