Banking is as close as your mobile phone!


With CepBank, sending money anytime from anywhere in Turkey* is easy. With this application, by sending an SMS from your mobile phone, you can safely send money to the mobile phone, Paracard or Paracard Trink of the person you want. What’s more, the person to whom you are sending money doesn’t even have to have a Garanti BBVA account or credit card. By using CepBank, you can perform many payment transactions such as credit card debt payments, OGS payments.

You can immediately define your CepBank through Internet Banking and ATMs.

Would you like to get your Internet Banking password now?


*CepBank money transfer and money withdrawal transactions cannot be performed via ATMs in K.K.T.C.





  • Features and Benefits

    • With CepBank, you won’t have to go to a branch, connect to internet or even use a ATM to perform your banking transactions.
    • You can perform your banking transactions with just a single SMS from your mobile phone.
    • The person to whom you send money easily withdraws it by just clicking the “GİRİŞ” button on any ATM, without having to wait in line.
    • You can find out the balance of your account that is defined for CepBank anytime by typing BAKIYE and sending it to 3333 via SMS from your mobile phone. 

    Services offered by CepBank:

    • Quick Money Transfer/EFT
    • Sending Money to Mobile Phone and Credit Card
    • GSM TL Top-Up (Turkcell Prepaid, Vodafone, Avea)
    • GSM TL Top-Up with credit card (Turkcell Prepaid, Avea)
    • Bilyoner.com Payments
    • Nesine.com Payments
    • Credit Card Debt Payments
    • OGS Payments
  • Fees

    Transactions Fees
    Kayıtlı EFT1,20 TL
    Kayıtlı Havale0,60 TL
    Para Gönderme0,60 TL
    Counter top-up0,50 TL
    OGS payment1,00 TL

    Last Update : 05/03/2021 17:10

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    What is Cep Bank? What are the advantages of CepBank?

    With Cep Bank you can send money via SMS to the mobile phone, Paracard or Bonus Kontör of the person you want.

    Find out moreCan I change my Cep Bank PIN? What happens if I enter it incorrectly or I forget it?

    You can change your Cep Bank PIN through the Cep Bank menu in Internet Banking.

    Find out moreDo I have to withdraw the money sent in lump sum? What happens if I enter the PIN incorrectly?


    Find out moreWhen withdrawing the money sent via CepBank I am asked for the amount and the sender's mobile phone number. What should I do if this information is not specified on the SMS I have received?

    For security purposes, the sender must separately inform you of the amount sent.

    Find out more

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