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        General Purpose Loan

        Garanti BBVA offers budget-friendly loan options for all your needs!

        General Purpose Loan Calculation

        Take out a general purpose loan from Garanti BBVA, don't postpone your needs! Apply now for the general purpose loan to fulfill your needs with advantageous credit interest rates and a repayment plan that best suits you.

        • Loan Application

          The moment they need a loan, our customers may apply for one via Garanti BBVA Mobile, Garanti BBVA Internet Banking, 444 0 335 Instant Credit Line, or our branches; they may utilize their loan instantly via Garanti BBVA Internet Banking, Garanti BBVA Mobile, 444 0 335 Instant Credit Line, and our branches.

          You can obtain your Credit Risk Report issued by Kredi Kayıt Bürosu (KKB) via Garanti BBVA Internet Banking and apply for the loan.

        • Garanti BBVA Mobile >> Banking Transactions > Applications > Loan /Overdraft Account Application
        • 444 0 333 Garanti BBVA Customer Communication Center or 444 0 335 Garanti BBVA Instant Credit Line
        • Garanti BBVA ATMs

        Additional documents that may be required depending on your employment type are as follows:

        • If you are a paid employee, a payroll or letter of income: An up-to-date payroll that is dated no earlier than 2 months or SSI (social security institution) registration number, employer registration number, monthly net wage, and letter of income received within the last 1 month, including your information on whether there is a lien on or deduction from your salary, and a signature circular
        • If you are retired, a retirement certificate: Retiree identity card and pension allocation certificate / a bankbook demonstrating your pension
        • If you own a sole proprietorship, relevant company documents: An up-to-date tax registration certificate and annual income tax declaration / up-to-date and summary profit and loss statement
        • If you are a shareholder of an equity company, relevant company documents: An up-to-date tax registration certificate and annual corporate tax declaration
        • If you have rental income, relevant rental documents: A title deed for the real estate subject to the rental, a rental contract that is not older than 2 years, and a document demonstrating the collection of rent, which is not dated more than 2 months ago
        • If you have interest income, a bankbook: A document that shows your interest income and is received after the date of your application
        • If you are a farmer, a farmer certificate: A farmer certificate and a document showing your income from agriculture

        *The applicant is required to submit an income certificate if s/he is not registered in the social security agency system or his/her registration thereof cannot be confirmed or if the applicant wishes to declare an additional source of income.

        **If the applicant is a paid employee or a self-employed person, a guarantor is not required in loan applications but the branches reserve the right to demand one if they deem necessary. The guarantor should also submit the above-listed documents to the Bank.

        • By logging in to Garanti BBVA Mobile and Garanti BBVA Internet Banking, you can get information about the status of your application.
        • If you wish, you can call 444 0 335 Garanti BBVA Instant Credit Line right away to inquire about your application status.