Insurance may vary according to collateral. Interests and fees may vary according to market conditions. Our bank reserves the right to change interests, fees and term. Annual cost rate is effective annual interest rate and insurance is not included. Allocation fee includes 15% BITT.

If you are not a salary customer of Garanti BBVA , the upper credit limit that can be used from Garanti BBVA Internet and Garanti BBVA Mobile is 450.000,00 TL in the applications you have made via digital channels. If you have made your application via our branches, there is no upper limit for use.

The interest rates are calculated according to the Kiracıya Mortgage campaign with life insurance product. As insurance fees may vary on a customer and property basis, they are not included in the calculation. Our bank reserves the right to change interests, fees and term. Allocation fee is 0.5% of loan amount. Campaign's maximum loan amount is 3.000.000 TL.

(*)Appraisal fee is the avarage fee amount collected per appraisal. The appraisal fee varies according to the location, qualitative and gross area (m2) of the property subject to valuation. The amount of costs incurred for the expertise service and paid to third parties, institutions / organizations is collected. Exempt from BITT

(**)This calculation is valid for customers who do not own a registered residence on the date of the loan utilization. Fees might change if the customer has a registered residence on the date of the utilization.

*The credit allocation fee is approximately 0.5% of the loan amount, and 15% BITT (Banking and Insurance Transactions Tax) is not included in the allocation fee.

*For personal-purpose auto loans requested by individual customers and sole (individual) proprietorships, the maximum crediting rate is 70% for vehicles worth TL 400,000 and below; 50% for vehicles worth TL 400,000 to 800,000; 30% for vehicles worth TL 800,000 to 1,200,000; 20% for vehicles worth TL 1,200,000 to 2,000,000.

*In personal-purpose credit, maximum maturity is 48 months for vehicles worth TL 400,000 and below; 36 months for vehicles worth TL 400,001 - 800,000; 24 months for vehicles worth TL 800,001 - 1,200,000; and 12 months for vehicles worth TL 1,200,001 - 2,000,000.

*The rate referred to as the annual cost rate is the effective annual interest rate, and insurance expenses are excluded. Insurance premiums may vary according to loan amount, borrower's age and sex, and insurance cover.
Specified interest rates and loan-related fees may vary depending on loan amount requested, term, and market conditions up until the date of first drawdown. Our bank reserves the right to change the interest rate, loan-related fees, and maturity.

*Pledge fee is TL 279,64 and 15% BITT (Banking and Insurance Transactions Tax) is not included.