Help & Advice

What is the Private Pension System?

The Private Pension System is a special pension system that enables you to safely build up savings and turn these savings into an investment. When you retire , you have to option to receive the savings you built up through your investments as lump sum or as periodic payments.
The Private Pension System is a system that, in addition to the social security system, provides a second source of retirement income where funds are managed by expert private portfolio management companies. It is supported by the government through various tax advantages. It is not an alternative for the social security system but rather a complementary system. Enrollment in this system, unlike the social security institutions, is voluntary.

  1. Can I change the pension company?

    Yes. If you are not happy with the pension plan you have chosen and the return generated through the pension investment funds, you may change your pension company whenever you wish after your 1 year is up with the pension company which you have entered into an agreement or 1 year after your last change of company.

  2. 1.000 TL başlangıç devlet katkısından herkes yararlanabilir mi?

    Otomatik BES'te ilk 2 aylık başlangıç döneminde sistemden ayrılmayan ve birikim yapmayan katılımcılar, hak ediş şartlarına bağlı olarak, bir defalık 1.000 TL başlangıç devlet katkısından yararlanabilir.

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