Help & Advice

What are the features and advantages of Bonus Kontör?

  • Bonus Kontör Card, you can make purchases in Turkey and abroad and earn bonus on all your purchases (1 Bonus =  1 TL)
  • You can shop free at Bonus Program Partners anytime you want with the bonus accumulated in your Bonus Kontör Card.
  • You can make purchases up to the amount that is available in your card.
  • No layaway purchases can be made with your Bonus Kontör Card.
  • With Bonus Kontör Card, you can withdraw money from Garanti Paramatiks and other banks' ATMs in Turkey and from ATMs abroad that have the Visa/Plus logo. Bonus Kontör Card is a PIN-based credit card. All transactions are performed with the PIN of your card. It provides secure transactions through PIN checks. 
  • You must not tell the PIN of your card to anyone when shopping or withdrawing money from ATMs.
  • You can keep track of your purchases, money withdrawals and other banking transactions that you perform with your Bonus Kontör through Garanti Online Banking, Garanti Paramatiks and 444 0 333 Alo Garanti.
  • You can change your daily limits for money withdrawal in Turkey and abroad through Garanti Online banking and 444 0 333 Alo Garanti anytime you want. 
  • You can keep track of all your purchases and cash withdrawal transactions through the monthly account summaries. 
  • You can get back the money you transferred to Bonus Kontör anytime you want. 
  • With Bonus Kontör, you can top-up Turkcell, Vodafone, Avea counters through Garanti Paramatiks. You can send money to a ParaCard or Bonus Kontör that you want via a single SMS form your mobile phone. The money you send is deposited in the account that the card is linked to.
  • You don't have to carry cash on you and thus prevent your cash from being lost or stolen.
    You earn bonus as you spend.
  • You can withdraw money from ATMs anytime you want.
  • It shows in details the amount of money spent.
  • It helps children of young age to learn about banking and to develop financial responsibilities.
  • Your children won't have to carry cash on them.
  • It enables you to immediately send out cash when your child needs money. 
  • It is acceptable everywhere.
  • It enables you to control and keep track of your child's spending.
  • It enables people besides you or friends to be able to deposit money into this card.
  • It enables you to set a daily money withdrawal limit for your child. 
  1. What is the Over-The-Limit Interest?

    The over-the-limit interest is the interest rate that will be applied if you exceed the specified limit of your credit card.

  2. How Can I Get Assistance If a Problem Arises While Using Internet Banking?

    If you need help or want to get detailed information about internet banking, you can call 444 0 333 Garanti BBVA Customer Communication Center and press 9 for English, then follow appropriate steps.

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Telephone Banking:444 0 333 Garanti BBVA Customer Communication Center