Help & Advice

How can I determine my installments? Is it possible for the bank to increase the interest rate I have chosen afterwards?

We have 4 different campaign for creating the completely flexible Flexi. These campaigns stay in effect for as long as you want, not just for a certain period of time. By choosing among these campaigns you can earn either installments or extra bonus. These installments and bonus are added to the installments and bonus you earn at Bonus Program Partners. You can also define the extra installments or the extra bonus (+1,+2,+3 installments or +0,5% bonus, +1% bonus, +1,5% bonus) that you want through your application you make via internet.

The interest rates and other financial variables are determined in line with the current economic conditions.

  1. What are the interest rates for credit cards?

    The purchase interest rate is the monthly net interest rate that will accrue in the case that you pay less than your total debt on the payment due date.

  2. How do the interest rate, bonus rate and the card fee affect each other? Is the card fee higher than of the other cards?

    The interest rate, bonus rate and the card fee have been determined as interdependent variables.

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Telephone Banking:444 0 333 Garanti BBVA Customer Communication Center