Help & Advice

How can I pay for purchases I make abroad using my credit card?

You can pay for your purchases made abroad as TL, USD or EURO based on the option you have selected.
Account Summary with TL Payment:  In account summaries with TL payments, your purchases abroad are converted to TL at the bank’s counter FX selling rate in effect 1 day after your statement date, a 2% commission is added and the total amount is reflected in your account summary. The minimum payment is 20% of your period debt.

  • For statements dated before April 20, 2008, the CBRT FX selling rate in effect 1 day after the statements date was used. 

Account Summary with Foreign Currency Payment:  In account summaries with foreign currency payments, the purchases you make are instantly converted to USD at the exchange rate determined by international organizations of card systems and a 2% commission is charged. In account summaries with foreign currency payments, Euro and USD purchases are reflected on the account  as they are. The minimum payment amount is 100% of your debt.
You can change the payment time through 444 0 333 Garanti BBVA Customer Communication Center, the Card Transactions” step or our branches

  1. I want to make my credit card payments from another bank. What bank and branch code do I have to select?

    When making payments from other banks, you need to select 062 as the bank code and 910 as the branch.

  2. What is express limit (Consumer loan limit)?

    Express Loan is a loan product, independent from your credit card limit.

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Telephone Banking:444 0 333 Garanti BBVA Customer Communication Center