Help & Advice

What is express limit (Consumer loan limit)?

Express Loan is a loan product, independent from your credit card limit, that you can use on your layaway purchases defined by special agreements between our bank merchant partners and for which the installment payments are made through your credit card.
The credit card is only used for the installment payments of this product and thus enables you to easily keep track of installments related to these transactions on your credit card statements. 
As it is a a loan product separate from your existing credit card limit, an automatic evaluation for this loan is made at the time of the transaction. Upon evaluation, if the loan is approved, it is used via the POS device at the merchant partner.

  1. How can I change my account statement date?

    By calling 444 0 333, you can change your statement date once a month and a maximum of 3 times a year.

  2. What is an account summary?

    The account summary is the document that is regularly sent to your address every month.

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Telephone Banking:444 0 333 Garanti BBVA Customer Communication Center