Garanti BBVA Leasing

• Eligible products for leasing

Any type of vehicle, machinery and equipment subject to depreciation can be leased.

• 1% VAT Advantage

With leasing financing, you can realize your many new machinery investments with 1% instead of 10-20% VAT. At the same time, you can benefit from all the other advantages of leasing.

• Keep your cash

We will buy the vehicle or equipment you need for you. You keep your cash. Then, you can get the equipment you need by paying in installments.

• Your credit limits are not affected

You do not use your credit limits by purchasing your vehicle or equipment through leasing.

• Your payments remain fixed

Your payment plan conditions in the contract are valid until the expiration date, When you finance your investments with leasing, you can easily plan your cash flow by taking advantage of the fact that your payments are fixed.

• Enjoy medium- and long-term installments

With Garanti BBVA Leasing, you can purchase the equipment you need in convenient medium- and long-term installments.

• Determine the currency of your installments

You can make your leasing payments in Turkish Lira or by taking advantage of the exceptions within the framework of Law No. 32. you can request the payment in USD or EURO.

Sole Trader customers can apply via:

• Garanti BBVA Mobile > Account / Card > Market Place > My Leasing Transaction
• Garanti BBVA Online Banking > Account > Market Place > My Leasing Transaction

Our Legal Entity customers can apply via:

• Garanti BBVA Corporate Mobile > Account / Card > Market Place > My Leasing Transaction
• Garanti BBVA Corporate Online Banking > Account > Market Place > My Leasing Transaction

Transaction Steps on Digital Channels

• In Garanti BBVA Mobile, you can access it from Account / Card > Market Place > My Leasing Transaction or Applications > Leasing.
• In Garanti BBVA Online Banking, you can access it from Account > Market Place > My Leasing Transaction or Application > Market Place > Leasing.

Construction Machinery Leasing

• Construction machinery that can be leased is listed.
• After selecting the construction equipment, the Brand-Model-Seller and VAT-excluding goods price information in the proforma invoice obtained from the seller is entered.
• A payment plan is created for the selected work machine or machines.
• To create the payment plan, maturity, payment currency and down payment rate are selected.
• Your leasing request will be submitted once you approve the payment plan.
• If your application is approved, you can sign your leasing contracts directly and complete the process.
• If your application is not approved or under review, you can track your application status from the “My Leasing Transaction” menu.

Vehicle Leasing

• Based on the proforma invoice you received from the seller, select the fuel type of the vehicle.
• Enter the vehicle's brand, model, seller, and unit price including VAT.
• After selecting the vehicle information, choose the term and down payment rate to create a payment plan.
• If you approve the payment plan, your leasing request will be submitted.
• After your application is approved, contracts are created for the leasing transaction, and contract approvals are completed through digital channels.
• If your application is rejected or under review, you can track your application status in the "My Leasing Transaction" menu.

Authorization Processes

• Authorization is not required for sole trader customers.
• For our legal entity customers, "Leasing Transaction" authorization must be defined. For detailed information and authorization, please contact your branch.
• Legal entity customers without authorization can submit their leasing applications without contract approval. The transaction is completed if the contract approval is provided by authorized customers.

Important Reminders

• You can select multiple pieces of vehicle or construction machinery through our digital channels.
• You can create multiple payment plans.
• Payment plans created during the application process via digital channels will be valid for two days.
• After contract approvals, the initial payment must be sent to Garanti BBVA Leasing account to begin the purchase process.
• Garanti BBVA Leasing sales teams will contact you after the initial payment is sent.

Garanti BBVA Leasing Contact and Support

For information about Garanti BBVA Leasing's customized services:

• Email: info@garantibbvaleasing.com.tr
• Phone: 444 33 45
• Web: https://www.garantibbvaleasing.com.tr/en
• Click here for the Leasing Application Form.
• Click here for the Leasing Calculation.