Miles&Smiles Credit Card

Two cards completing each other,


You can instantly apply for Miles&Smiles credit card by clicking the “Apply” button.

If you wish, you can also apply through Internet Banking, 444 0 333 Garanti BBVA Customer Communication Center or at any Garanti BBVA branch.

Would you like to get your Internet Banking Password now?

  • Features and Benefits

    Earn a world of miles...

    • With your Miles&Smiles credit card, you earn miles on your shopping in the rates that vary according to the sector.
    • With MasterCard’s widespread acceptance, you earn miles everywhere, and earn 15fand easily, and earn miles even on your small purchases.
    • If your Turkish Airlines Miles&Smiles Frequent Flyer Program status is Classic Plus, you earn 25% more miles on your shopping; If your status is Elite and Elite Plus, you earn 50% more miles on your shopping.
    • For airline tickets that you buy from Turkish Airlines sales offices, 444 0 849 and, you earn 1 miles per 1 TL expenditure and if you wish, you can make your paymentsf in installments.
    • You can use your accumulated miles to upgrade to a higher status in Turkish Airlines Miles&Smiles Frequent Flyer Program, and earn more miles by upgrading to a higher status.
    • You can earn 50% more miles at restaurants when you use Miles&Smiles American Express on Garanti POS machines.
    • With Advance Miles, you can immediately get your reward ticket and fly without waiting.

    Fly anywhere you want whenever you want...

    • With the miles you have earned, you can get reward tickets and companion tickets, and upgrade your flight class.
    • Besides using your miles for your flights, you can also use them on shopping or paying airport tax if you wish.

    Luxurious service everywhere with Miles&Smiles Platinum!

    • If you are a Miles&Smiles Platinum or Privé card holder, you can take advantage of the Travel & Concierge services in all kinds of matters regarding your travel.
    • If you are a Miles&Smiles Platinum or Privé card holder, you can take advantage of special discounts in hundreds of brands in Turkey with American Express.
    • VIP Lounge Zone.
    • For your transfers, you can take advantage of airport shuttle, rental car and private chauffeur services.
    • You travel safely with strong travel insurances.

     Miles&Smiles credit card, only from Garanti BBVA...


  • Rates and Fees

    * No annual membership fee is charged for the first year.
    ** The shopping interest is the interest rate that will be applied to your remaining period balance. The overdue interest is the maximum net monthly interest rate determined by TCMB that will be applied only to the unpaid portion of your minimum payment amount if you pay less than the minimum payment amount of your period balance.

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    When do the miles I earn through my purchases with Shop&Miles entered into my Miles&Smiles membership account? What do I have to do for my miles that haven’t been entered into my account?

    The Shop&Miles miles are automatically recorded in your Miles&Smiles membership account within (2) days following your statement date.

    Find out more

    Can I transfer the miles on my supplementary card to my main card?

    The purchases made with the main card and the supplementary card are presented on a single statement.

    Find out more

    How can I pay my credit card debt automatically?

    You can place an order for the credit card payment to be collected from your account.

    Find out more

    How does the limit of my supplementary card determined? Can I lower its limit?

    The supplementary cards and main card have joint limits. The limit of the supplementary card is determined by the main card holder at the time of application.

    Find out more
  • Rates and Fees
    Product Program Fee Quick Mile Accumulation Fee Additional Card Program Fee Additional Card Quick Mile Accumulation Fee &mag QE
    Shop&Miles Gold Card188,00 TL93,00 TL94,00 TL46,50 TL80,00 TL-
    Shop&Miles Platinum Card274,00 TL146,00 TL137,00 TL73,00 TL80,00 TL-
    Shop&Miles Privé348,00 TL 230,00 TL 174,00 TL 115,00 TL -400,00 TL
    Miles&Smiles Trink Cepte12,00 TL-6,00 TL---
    Product Shopping Interest** Overdue Interest** Cash Advance Interest Cash Advance Fee Over-the -limit Interest
    Shop&Miles Gold Card% 1,40% 1,70% 1,40% 3,75 + 9,00 TL (minimum 9,00 TL)% 1,40
    Shop&Miles Platinum Card% 1,40% 1,70% 1,40% 3,75 + 9,00 TL (minimum 9,00 TL)% 1,40
    Shop&Miles Privé% 1,40% 1,70% 1,40% 3,75 + 9,00 TL (minimum 9,00 TL)% 1,40
    Miles&Smiles Trink Cepte% 1,40% 1,70% 1,40% 3,75 + 9,00 TL (minimum 9,00 TL)% 1,40

    Last Update : 28/01/2020 05:06

    KKDF (Resource Utilization Support Fund) and BSMV (Banking and Insurance Transactions Tax), collected in accordance with the law, are 15% and 5% respectively.

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Fly for free even if you do not have enough miles.

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Select the Miles&Smiles credit card you want ..

Select the Miles&Smiles credit card you want ..


Secure online shopping.

Secure online shopping.