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        Bonus Flexi

        Bonus Flexi

        The power of Bonus Flexi is with you; avoid the card fee!

        With Bonus Flexi credit card, take advantage of plenty of installments and bonus opportunities at the most widespread merchant network in Turkey without paying an annual card fee! With Bonus Flexi, you can earn bonus on your shopping at more than 250,000 Bonus merchants and use your earned bonuses for free shopping whenever you want.

        Moreover, thanks to the contactless Tap & Go feature of your Bonus Flexi, you can carry out your transactions up to 1.500 TL without needing the PIN or signature at every location with a Mastercard™ PayPass® POS terminal. To use this feature, you just need to tap your card to the POS terminal after the purchase amount has been entered into the device. Your transaction will be completed in less than a second.

        To apply for a Bonus Flexi credit card, you can text “BFLEXI” to 3340 now and fill the application form.

        If you wish, you may also apply at our branches.

        BonusFlaş allows you to take control of your Bonus Flexi credit card details, payments, and campaigns in a single application. Install BonusFlaş now!

        • Features

          • You can shop as you like without paying an annual card membership fee.
          • You earn lots of bonuses at Bonus merchant stores, the most widespread merchant network in Turkey.
          • You can use your accumulated bonuses to shop for free at Bonus program partners.
          • You can participate in whichever Bonus campaign you like, just with a single SMS.
          • Bonus Flexi enables you to perform your contactless transactions up to 1.500 TL without a PIN or signature. However, you are required to enter your PIN for transactions over 1.500 TL.
          • With your Bonus Flexi, you can access your current accounts from all Garanti BBVA ATMs and conveniently perform the transactions that you carry out with your Paracard, such as money withdrawal and depositing.
          • Enjoy shopping with Bonus Flexi that is valid at millions of stores with Master / Visa / AmEx logos the world over.
          • Besides ample installment opportunity at Bonus merchants, benefit from facilities of installment, additional installment, and transaction postponement, which you may make use of for all your purchases, based on your needs.
          • Bonus Flexi with the Troy logo is available for use only in Turkey. It is accepted at all payment points in Turkey, in addition to Garanti BBVA ATMs and Garanti BBVA POSs.

          Bonus Flexi features and campaign details may vary periodically.

        • Rates and Fees

          Last update: -
        • Security

          Why are transactions with a contactless credit card safe?

          • While creating methods that monitor, predict, and prevent fraud cases, Garanti BBVA and MasterCard develop very advanced fraud prevention techniques to ensure that you will be least affected in such cases. With secure coding technology, your contactless Bonus Flexi is as secure as your usual credit card.
          • You are in control! - Your Bonus Flexi cannot make a payment unless you request otherwise.
          • No accidental payments - Your Bonus Flexi must be placed within a distance less than 10 cm from the reader device for a payment transaction to be executed.
          • No double payments - Even if you scan your Bonus Flexi to the reader more than once during the payment, you only pay once.

          PayPass Technology

          • The Bonus Flexi has a contactless chip and radio frequency transmitter. During the payment, when you approximate your Bonus Flexi to the reader, payment details are transmitted to the MasterCard network. You get the payment approval soon after you hear the beep sound.

          Security Advice

          • If you are worried about protecting your credit card information, just follow a few simple steps to relieve yourself of this stress.
          • Stolen cards are mostly used within the first 48 hours. If you notice a suspicious transaction performed with your card, do not use your Bonus Flexi, and do call the Customer Communication Center at 444 0 333 immediately and inform the bank of the suspicious transaction by following step 1.
          • Make sure you know where your Bonus Flexi is, and keep it somewhere safe.
          • Check frequently that not only your Bonus Flexi but also your other credit cards are with you in order to make sure that they are not lost.
          • Create a single list including the following information about all your cards: card number, expiry date, and emergency number written on the back. Keep this list in a safe place, separated from your cards. You can use the information on this list if you lose your card or it gets stolen.