Bonus Flexi

• There is no annual card fee for Bonus Flexi.
• Bonus Flexi with the Troy logo is available for use only in Turkey. It is accepted at all payment points in Turkey, in addition to Garanti BBVA ATMs and Garanti BBVA POSs.
• Bonus Flexi cardholders cannot participate in bonus and installment campaigns offered by Garanti BBVA.
• Bonus points offered in categories such as supermarkets, clothing, restaurants, electronics, home appliances, and similar categories are not available with Bonus Flexi.
• With Bonus Flexi, you can make contactless transactions under TRY 2,500 without entering your PIN or providing a signature. For contactless transactions over TRY 2,500, you will need to enter your PIN.
• You can access your current accounts through your credit card at all Garanti BBVA ATMs and conveniently use your Bonus Flexi card to perform transactions such as cash withdrawals and deposits, just as you would with your Paracard.
• You can use your Bonus Flexi credit card to make purchases at merchants displaying the Mastercard™ logo anywhere in the world.

Why are transactions with a contactless credit card safe?

• While creating methods that monitor, predict, and prevent fraud cases, Garanti BBVA and MasterCard develop very advanced fraud prevention techniques to ensure that you will be least affected in such cases. With secure coding technology, your contactless Bonus Flexi is as secure as your usual credit card.

• You are in control! - Your Bonus Flexi cannot make a payment unless you request otherwise.

• No accidental payments - Your Bonus Flexi must be placed within a distance less than 10 cm from the reader device for a payment transaction to be executed.

• No double payments - Even if you scan your Bonus Flexi to the reader more than once during the payment, you only pay once.
  

PayPass Technology

• The Bonus Flexi has a contactless chip and radio frequency transmitter. During the payment, when you approximate your Bonus Flexi to the reader, payment details are transmitted to the MasterCard network. You get the payment approval soon after you hear the beep sound.

Security Advice

• If you are worried about protecting your credit card information, just follow a few simple steps to relieve yourself of this stress.

• Stolen cards are mostly used within the first 48 hours. If you notice a suspicious transaction performed with your card, do not use your Bonus Flexi, and do call the Customer Communication Center at 444 0 333 immediately and inform the bank of the suspicious transaction by following step 1.

• Make sure you know where your Bonus Flexi is, and keep it somewhere safe.

• Check frequently that not only your Bonus Flexi but also your other credit cards are with you in order to make sure that they are not lost.

• Create a single list including the following information about all your cards: card number, expiry date, and emergency number written on the back. Keep this list in a safe place, separated from your cards. You can use the information on this list if you lose your card or it gets stolen.