Altın Bonus

• Your Altın Bonus accumulates Atakulches from your purchases at millions of stores in Turkey and abroad.
• You earn Atakulche when you place a regular payment order for your payments such as rent, school fees, and installments for white appliances by using your Altın Bonus.

You can earn more Atakulches by shopping with your Altın Bonus card at the following places:

• Bonus Program Partners

You can withdraw cash advance with your Altın Bonus.

• With your Altın Bonus card, you can access your current accounts from all Garanti BBVA ATMs and conveniently perform the transactions that you carry out with your Paracard, such as money withdrawal and depositing.
• Altın Bonus enables you to perform your contactless transactions up to 750 TL without a PIN or signature. However, you are required to enter your PIN for transactions over 750 TL.
  

Why are transactions with a contactless credit card safe?

• While creating methods that monitor, predict, and prevent fraud cases, Garanti BBVA and MasterCard develop very advanced fraud prevention techniques to ensure that you will be least affected in such cases. With secure coding technology, your contactless Altın Bonus is as secure as your usual credit card.

• You are in control! - Your Altın Bonus cannot make a payment unless you request otherwise.

• No accidental payments - Your Altın Bonus must be placed within a distance less than 10 cm from the reader device for a payment transaction to be executed.

• No double payments - Even if you scan your Altın Bonus to the reader more than once during the payment, you only pay once.

Security Advice

• If you are worried about protecting your credit card information, just follow a few simple steps to relieve yourself of this stress.

• Stolen cards are mostly used within the first 48 hours. If you notice a suspicious transaction performed with your card, do not use your Altın Bonus, and do call the Customer Communication Center at 444 0 333 immediately and inform the bank of the suspicious transaction by following step 1.

• Make sure you know where your Altın Bonus is, and keep it somewhere safe.

• Check frequently that not only your Altın Bonus but also your other credit cards are with you in order to make sure that they are not lost.

• Create a single list including the following information about all your cards: card number, expiry date, and emergency number written on the back. Keep this list in a safe place, separated from your cards. You can use the information on this list if you lose your card or it gets stolen.