Money Transfer Without Bank Account


The easy way to send and receive money without an account or card: Money Transfer without Bank Account.What's more, even if you are not a Garanti BBVA customer...

Without having to go to the branch, you can send money to the person you want from anywhere in Turkey through Garanti BBVA ATM 24 hours a day, 7 days a week. The money sent will be instantly transferred, and the recipient can withdraw the money from any ATM* 24 hours a day.

To send money;

  • Press the “GİRİŞ” button on ATM, and select the “Money Transfer/Withdrawal without Bank Account” step through the “Cardless Transaction” menu,
  • Enter your date of birth, your and the recipient’s TC Identification Numbers, your and the recipient’s mobile phone numbers, and type the amount you want to send.
  • The moment you deposit the money, a PIN will be sent to the recipient’s mobile phone by SMS.

To withdraw the money sent to you;

  • Press the “GİRİŞ” button on ATM, and select the “Money Transfer/Withdrawal without Bank Account” step through the “Cardless Transaction” menu,
  • On the screen that comes up, after entering your TC Identification Number, date of birth, mobile phone number of the sender and the amount sent, followed by the PIN sent to your mobile phone by SMS, you can easily withdraw your money.

Transaction Limits:

With Money Transfer without Bank Account, you can quickly send money to your friends and relatives at any time of the day within certain limits.


   Single Transaction Limit 300 TL
Daily Transaction Limit 1.900 TL
Monthly Transaction Limit 5.500 TL

Transaction Fee:

The transaction fee for Money Transfer without Bank Account is 9 TL per transaction.

Points topay attention to:

  • Do not use Money Transfer without Bank Account for sending money to people you don’t know.
  • Do not make payments for your online shopping with this method.
  • Ignore people who ask you to send money with promises such as rewards and lotteries.
  • Ignore people who ask you to send money by pretending to call from government security institutions.
  • Make sure of the accuracy of the information you provide during the transaction.

*Money Transfer without Bank Account can only be performed through ATMs in Turkey.

Much more than money withdrawalMuch more than money withdrawal

Much more than money withdrawal

Help and AdviceHelp and Advice

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