You can check the coverage options in detail
Coverages
- Crash-Collision
- Theft
- Fire
- Natural Disaster
- Key Loss
- Terror
- and more
Additional Services
- Replacement Vehicle Service
Exclusive Discounts
- Always Garanti Discount
- Second Product Discount
- Low Usage Discount
- Unique Driver Discount
What Is the Crashing-Collision Cover?
- You are safe within the scope of personal accident insurance cover in the following situations: movement of your car beyond your will; collision of your vehicle with motorized/non-motorized vehicles while parked; tip-over, fall-down, or roll-over of the vehicle; physical damages that may result from malicious acts by third parties or unauthorized tow trucks;
- breakage of your vehicle's window;
- need for Assistance Services such as locksmith, emergency support, and roadside assistance; and
- accidents you may have with your vehicle. It provides cover of 10,000 TL per person in case of death, 10,000 TL per person in case of permanent disability, and treatment expenses are covered within the policy limits.
- If and when the cover of Mandatory Traffic Insurance is not sufficient in accident, damages to other party are compensated with up to an additional limit. Accidental moral damages are also covered
- In legal proceedings you are involved in as the car driver, you are covered up to TL 5,000 with the covered supports.
- The policy covers the damages caused by rodents and other animals specified therein.
- No-claims bonus protection cover preserves the number of your no-claims years within the frame of rules stated in the policy even if you make a claim within the insurance period.
What Is the Emergencies Cover?
- Within the scope of the emergencies cover are the following situations (within the limits specified in the policy): damages that may occur due to the burning of the vehicle or its contact with flammable substances;
- Damages that may occur due to natural disasters such as an earthquake, landslide, hurricane, or hail;
- Damages that may occur due to flood;
- Physical damages that may occur due to the actions taken by the authorities in incidents such as strikes, lock-outs, riots, and civil commotions; and
- Damages that may occur due to terrorist acts and measures taken to prevent such acts.
What Is the Theft Cover?
- Within the scope of the theft cover are the following: damages that may occur due to the theft/attempted theft of the vehicle or vehicle parts;
- Losses that may occur due to lost or stolen car keys (within the limits specified in the policy);
- Damages that may occur due to the theft of the vehicle by capturing of its keys, or attempt thereof;
- Replacement of locks due to lost keys with a limit of 4,000 TL; and
- Damages that may occur to personal items belonging to you or your immediate family while those items were in your vehicle (within the limits specified in the policy).
What Is the Replacement Vehicle Service?
Within our insurance service, you can choose your replacement vehicle option you’ll receive while your vehicle is being repaired following a traffic accident resulting in property damage (7 days twice a year / 14 days twice a year / I do not want a replacement vehicle)
What Is the Mini Repair Service?
It provides cover for minor damages that may occur in your vehicle such as scuffs, scratches, cracks, dents, and stains, and it aims to maintain your no-claims status (within the limits specified in the policy).
What Is the Scope of Additional Covers?
- Within the scope of the additional covers are the following: damages that may occur to the accessories in your vehicle (within the limits specified in the policy);
- damages that may occur to the audio and video equipment in your vehicle (within the limits specified in the policy);
- damages that may occur in relation to the LPG system (within the limits specified in the policy);
- damages that may occur to your vehicle while abroad (within the limits specified in the policy); and
- damages that may occur to the load you carry in your vehicle (within the limits specified in the policy).
Discounts
A discount will be offered to customers who have been with Garanti BBVA for 5 years or longer.
A discount will be offered if you have any other insurance product purchased through Garanti BBVA.
You can benefit from the low usage discount in advance by declaring that you will use your vehicle less than 8,000 kilometers during the policy period. In case of a claim occurring during the policy period, if your vehicle usage exceeds 8,000 kilometers, the advance low usage discount amount applied to the main policy may be recovered by charging the premium with a policy addendum.
The insured person can have a unique driver discount by declaring that only the insured person will use the vehicle. In case of a damage, if it is determined that the person who caused the damage is not the insured person, a deductible equal to the discount rate in the policy will be applied to the claim payment amount. In this case, the advance unique driver discount amount can be recovered from the insured person with an additional policy.
You can reach the list of Eureko Insurance Contracted Service Centers here.