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You can use your TL Current Account for all your banking transactions such as money withdrawal, remittance, EFT, card payments, bill payments, and regular payments. Along with your TL Current Account, you can also take advantage of the Overdraft Account that meets your immediate cash needs and the ELMA Account that automatically turns your funds in the current account into investment.
Account Management Fees
*Regarding FX current accounts, the exact fee equivalent to 170 TL will be determined at the time of fee collection according to the most recent exchange rate announced by the Central Bank of Turkey.
BITT is included. The account management fee is collected twice a year, in 6-month periods. All current accounts that are opened in Cyprus (Northern Cyprus) and do not meet the exemption criteria are subjected to and thus have to pay the account management fee.
*Statements are sent upon the customer's request.
The account management fee is charged twice a year (in January and July). For payments that cannot be collected in January and July, the collection of the account management fee can be made on a partial basis by checking the account balance in other months.
The account management fee for the first half of the year is collected starting from July in the same year.
The account management fee for the second half of the year is collected starting from January in the following year.
No account management fee will be collected from the accounts meeting the exemption criteria specified hereinbelow. The accounts that you don’t want to use can be closed before the fee collection date without any additional cost. The account closure can be performed through Garanti BBVA branches, Garanti BBVA Internet Banking, and Garanti BBVA Customer Communication Center.
No account management fee is collected from the accounts having the features specified below:
If the account management fee collection program is initiated but the following situations are observed, then the fee collection shall be temporarily suspended, and the relevant fees shall be collected once the related payments are made.
The exemption criteria specified above are determined by the Bank and may be updated in the future.