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        Cumulative Gold Account

        With the Cumulative Gold Account, you can define your monthly payment in TL, USD, or grams of gold; and you can make regular payments at amounts starting from 1 gram (net).

        • In order for your payments to be performed, the balance of your linked account or the limit of your related credit card must fully cover the regular payment amount.
        • You can transfer grams or centigrams of gold from your Cumulative Gold Account to all other Gold Accounts (Current or Cumulative Gold Account).
        • Features

          • You can determine your monthly payment in TL, USD, or grams of gold.
          • You can make your regular payments at amounts starting from 1 gram (net).
          • In order for your payments to be performed, the balance of your linked account or the limit of your related credit card must fully cover the regular payment amount.
          • You can easily make changes regarding the payment date, payment amount, and payment type and also make payments for your unpaid orders through Garanti BBVA Mobile / Internet Banking, 444 0 333 Garanti BBVA Customer Communication Center, or our branches.
          • You can transfer grams or centigrams of gold from your Cumulative Gold Account to all other Gold Accounts (Current or Cumulative Gold Account).
          • The Cumulative Gold Account does not accrue interest.
        • Advantages

          • You do not encounter problems such as under-weight, low-carat, or old-dated gold.
          • You do not have to pay labor costs.
          • You can safely save gold in your account without the risk of theft.
          • No account management fee is charged for your Cumulative Gold Account.
          • You can regularly save gold without paying any commissions or interest.
          • Besides regular payments, you can also make interim payments. The Current Gold Account transaction limits also apply to interim payments.